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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2021-09-30 | 1,039,809 | 896,492 | 689,269 | 0.94 | 7.23 | 2.99 |
| 2021-12-31 | 1,088,555 | 944,844 | 699,201 | 0.92 | 7.18 | 2.97 |
| 2022-03-31 | 1,048,194 | 913,394 | 644,799 | 0.89 | 7.30 | 3.03 |
| 2022-06-30 | 1,036,984 | 899,950 | 659,120 | 0.82 | 6.68 | 2.96 |
| 2022-09-30 | 1,010,078 | 874,913 | 668,685 | 0.89 | 7.16 | 3.16 |
| 2022-12-31 | 1,028,537 | 890,482 | 710,706 | 0.96 | 7.73 | 3.28 |
| 2023-03-31 | 1,012,365 | 873,677 | 688,134 | 0.95 | 7.36 | 3.45 |
| 2023-06-30 | 1,009,702 | 868,691 | 665,782 | 0.98 | 7.54 | 3.43 |
| 2023-09-30 | 1,009,337 | 868,115 | 667,966 | 0.93 | 7.15 | 3.39 |
| 2023-12-31 | 1,043,886 | 898,745 | 737,835 | 0.88 | 6.71 | 3.32 |
| 2024-03-31 | 1,019,214 | 874,378 | 727,154 | 0.73 | 5.45 | 3.28 |
| 2024-06-30 | 1,024,275 | 878,487 | 737,635 | 0.85 | 6.35 | 3.34 |
| 2024-09-30 | 1,042,519 | 893,064 | 770,330 | 0.72 | 5.36 | 3.16 |
| 2024-12-31 | 1,045,716 | 922,488 | 758,564 | 0.78 | 6.05 | 3.23 |
| 2025-03-31 | 1,036,882 | 909,589 | 739,835 | 0.64 | 5.71 | 3.24 |
| 2025-06-30 | 1,026,200 | 895,692 | 746,439 | 0.75 | 6.57 | 3.43 |
| 2025-09-30 | 1,044,368 | 912,318 | 768,315 | 0.76 | 6.60 | 3.60 |
| 2025-12-31 | 1,052,433 | 917,577 | 787,567 | 0.81 | 7.03 | 3.70 |
| 2026-03-31 | 1,051,390 | 913,968 | 774,721 | 1.05 | 8.84 | 3.96 |
| 2026-06-30 | 1,031,635 | 891,636 | 802,922 | 1.05 | 8.76 | 4.06 |
19 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2021-07-31 | 1 | 1002355 | 501459 |
| 2016-07-09 | 1 | 2724757 | 501459 |
| 1987-10-26 | 1 | 443456 | 501459 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.