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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Samson, AL · FDIC certificate #16185
SAMSON BANKING CO INC is an FDIC-insured institution based in Samson, AL (FDIC certificate #16185). In its Q3 2026 Call Report it reported total assets of $125M, total deposits of $106M and net loans of $40M. Its primary federal regulator is FDIC.
Plain-language readout
SAMSON BANKING CO INC has 3 quarters of reported history on file, from Q1 2026 to Q3 2026.
Total assets peaked at $125M in Q3 2026 and were lowest at $121M in Q1 2026.
Total deposits were highest at $106M in Q3 2026 and lowest at $103M in Q1 2026.
Over the whole period total assets rose 3.0%.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $125M | $106M | $40M | 0.64% | 4.37% | 3.77% |
| Q2 2026 | $124M | $106M | $40M | 1.33% | 9.06% | 3.74% |
| Q1 2026 | $121M | $103M | $39M | 1.52% | 10.22% | 3.72% |
History
| Line | Q2 2026 | Q1 2026 | Change | Change, percent |
|---|---|---|---|---|
| Assets | ||||
| Cash and balances due from depository institutions | $21.3M | $7.7M | +$13.6M | +178.0% |
| Federal funds sold | $0K | $0K | $0K | n/a |
| Securities purchased under agreements to resell | $0K | $0K | $0K | n/a |
| Securities (available for sale at fair value plus held to maturity net of allowance) | $61.5M | $72.4M | -$10.9M | -15.1% |
| Equity securities with readily determinable fair values, not held for trading | $0K | $0K | $0K | n/a |
| Loans and leases held for sale | $0K | $0K | $0K | n/a |
| Net loans and leases (after allowance) | $39.8M | $39.4M | +$463K | +1.2% |
| Trading assets | $0K | $0K | $0K | n/a |
| Premises and fixed assets | $893K | $905K | -$12K | -1.3% |
| Other real estate owned | $0K | $0K | $0K | n/a |
| Investments in unconsolidated subsidiaries and associated companies | $0K | $0K | $0K | n/a |
| Direct and indirect investments in real estate ventures | $0K | $0K | $0K | n/a |
| Intangible assets (goodwill, servicing, other) | $0K | $0K | $0K | n/a |
| All other assets | $954K | $1.0M | -$82K | -7.9% |
| Total assets | $124.5M | $121.4M | +$3.1M | +2.6% |
| Liabilities | ||||
| Total deposits | $106.3M | $103.2M | +$3.1M | +3.0% |
| Federal funds purchased | $0K | $0K | $0K | n/a |
| Securities sold under agreements to repurchase | $0K | $0K | $0K | n/a |
| Trading liabilities | $0K | $0K | $0K | n/a |
| Other borrowed money | $0K | $0K | $0K | n/a |
| Subordinated notes and debentures | $0K | $0K | $0K | n/a |
| All other liabilities | $445K | $453K | -$8K | -1.8% |
| Total liabilities | $106.7M | $103.6M | +$3.1M | +3.0% |
| Equity | ||||
| Perpetual preferred stock | $0K | $0K | $0K | n/a |
| Common stock | $14K | $14K | $0K | 0.0% |
| Surplus | $367K | $367K | $0K | 0.0% |
| Retained earnings | $18.1M | $18.1M | +$81K | +0.4% |
| Accumulated other comprehensive income | -$788K | -$707K | -$81K | -11.5% |
| Other equity components | $0K | $0K | $0K | n/a |
| Total equity capital | $17.7M | $17.7M | $0K | 0.0% |
| Credit and capital | ||||
| Gross nonperforming assets | $0K | $0K | $0K | n/a |
| Adjusted nonperforming assets | $0K | $0K | $0K | n/a |
| Tangible equity plus allowance | $18.3M | $18.3M | $0K | 0.0% |
| Texas ratio (gross) | 0.00% | 0.00% | 0.00 pts | See points |
| Texas ratio (adjusted) | 0.00% | 0.00% | 0.00 pts | See points |
| Texas ratio (adjusted, with performing restructured) | 0.00% | 0.00% | 0.00 pts | See points |
| Tier 1 capital to risk-weighted assets | Not reported | Not reported | Not reported | See points |
| Common equity Tier 1 to risk-weighted assets | Not reported | Not reported | Not reported | See points |
| Tier 2 capital to risk-weighted assets | Not reported | Not reported | Not reported | See points |
| Total risk-based capital to risk-weighted assets | Not reported | Not reported | Not reported | See points |
| Tier 1 leverage (approximate) | 14.76% | 15.08% | -0.32 pts | See points |
| Construction and land loans to total capital | 12.19% | 11.89% | +0.30 pts | See points |
| Commercial real estate to total capital | 14.21% | 13.30% | +0.92 pts | See points |
| Dividend payout, year to date | 83.02% | 87.72% | -4.70 pts | See points |
| Securities unrealized gain (loss) to Tier 1 capital | -4.55% | -4.10% | -0.45 pts | See points |
| Liquidity | ||||
| Core deposits | $99.2M | $97.9M | +$1.2M | +1.2% |
| Non-core funding | $7.1M | $5.2M | +$1.9M | +36.1% |
| Loans to core deposits | 40.75% | 40.78% | -0.03 pts | See points |
| Loans to deposits | 38.01% | 38.71% | -0.70 pts | See points |
| Brokered deposits share of deposits | 0.00% | 0.00% | 0.00 pts | See points |
| Pledged securities share of securities | 16.15% | 13.35% | +2.80 pts | See points |
| Loans pledged, share of loans | 0.00% | 0.00% | 0.00 pts | See points |
| Volatile liabilities | $7.1M | $5.2M | +$1.9M | +36.1% |
| Earnings | ||||
| Earnings before provision, year to date | $1.2M | $590K | +$590K | +100.0% |
| Earnings before provision, single quarter | $590K | $590K | $0K | 0.0% |
| Provision for credit losses, year to date | -$20K | -$27K | +$7K | +25.9% |
| Yield and cost | ||||
| Yield on loans and leases | 7.67% | 7.77% | -0.11 pts | See points |
| Yield on interest-bearing balances due from banks | 3.51% | 2.80% | +0.71 pts | See points |
| Total interest income to average assets | 4.85% | 4.86% | -0.01 pts | See points |
| Cost of interest-bearing transaction accounts | 0.78% | 0.76% | +0.02 pts | See points |
| Cost of savings and money market deposits | 0.88% | 0.86% | +0.02 pts | See points |
| Cost of time deposits | 3.55% | 3.63% | -0.08 pts | See points |
| Total interest expense to average assets | 1.28% | 1.32% | -0.05 pts | See points |
Dollar lines show the change in dollars and percent. Ratio lines show the change in percentage points. Earnings lines marked year to date restart each January; the single-quarter line removes that restart.
Recent activity
No reviewed changes are available for this institution in the tracked window. This does not establish that no event occurred.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-09-30 | $125M | $106M | $40M | 0.64% | 4.37% | 3.77% |
| 2026-06-30 | $124M | $106M | $40M | 1.33% | 9.06% | 3.74% |
| 2026-03-31 | $121M | $103M | $39M | 1.52% | 10.22% | 3.72% |
Branch detail unavailable. Locations are not inferred from headquarters.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| AL | $103.1M | 0.07% | 107 | Continuing · +0.00 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.
No matched ownership, transformations, or reviewed revisions are available. Absence of a match is not proof that no change occurred.