SANTANDER BANK N A

FDIC #29950 · DE · period 20260630

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Total assets92,287,353+14.82% YoY

Total deposits62,148,781+3.28% YoY

Net loans and leases53,839,273+9.02% YoY

Return on assets-0.09%-126.15% YoY

Return on equity-0.62%-129.52% YoY

Net interest margin2.20%-15.08% YoY

Peer position

Return on assets23rdopportunity · n=35

Return on equity6thopportunity · n=33

Net interest margin49thin line · n=35

Equity to assets91ststrength · n=33

Noncurrent loans15thopportunity · n=33

Liquid assets76thstrength · n=33

Brokered deposits91ststrength · n=33

Loans to deposits88thstrength · n=33

Ten-year reported history

Period	Assets	Deposits	Loans	ROA	ROE	NIM
2016-03-31	92,287,353	62,148,781	53,839,273	-0.09	-0.62	2.20
2016-06-30	84,966,872	58,758,456	53,803,533	0.16	1.07	2.27
2016-09-30	85,473,923	61,718,177	52,318,011	0.25	1.65	2.29
2016-12-31	83,094,906	60,242,671	51,558,281	0.17	1.13	2.30
2017-03-31	80,375,731	60,172,580	49,386,837	0.35	2.10	2.59
2017-06-30	79,374,999	57,859,076	48,516,517	0.40	2.39	2.72
2017-09-30	78,058,193	57,353,369	48,137,563	0.46	2.73	2.78
2017-12-31	74,450,413	56,887,081	47,590,706	0.28	1.63	2.84
2018-03-31	74,568,500	57,502,628	46,797,326	0.56	3.09	3.09
2018-06-30	74,443,246	57,778,679	48,294,033	0.59	3.25	3.13
2018-09-30	74,201,904	55,846,763	49,373,384	0.60	3.31	3.16
2018-12-31	77,243,612	57,034,412	51,152,423	0.53	2.95	3.18
2019-03-31	78,689,199	58,045,495	52,767,866	0.39	2.26	3.18
2019-06-30	81,402,560	58,398,983	54,525,477	0.41	2.37	3.16
2019-09-30	83,543,310	60,356,399	54,741,368	0.41	2.42	3.10
2019-12-31	84,670,854	61,586,179	54,844,666	0.30	1.80	3.04
2020-03-31	87,569,232	61,672,769	54,512,563	-0.37	-2.30	2.73
2020-06-30	87,750,575	67,027,018	55,780,937	-4.23	-27.97	2.68
2020-09-30	86,157,382	67,742,519	54,088,662	-2.75	-18.57	2.69
2020-12-31	89,502,032	73,722,432	54,045,770	-2.03	-14.02	2.66
2021-03-31	88,908,770	73,203,624	53,883,986	0.70	5.27	2.51
2021-06-30	95,192,570	78,001,587	54,215,521	0.74	5.64	2.46
2021-09-30	97,095,245	78,989,435	52,756,585	0.65	4.99	2.43
2021-12-31	101,845,032	80,557,809	52,765,540	0.53	4.19	2.37
2022-03-31	95,903,970	75,223,345	52,326,692	0.55	4.64	2.26
2022-06-30	93,871,794	71,872,136	52,479,361	0.45	3.72	2.40
2022-09-30	96,466,257	72,121,566	56,063,443	0.37	3.10	2.54
2022-12-31	99,105,686	76,009,038	57,081,461	0.30	2.57	2.63
2023-03-31	105,313,880	76,442,013	59,060,045	0.06	0.57	2.69
2023-06-30	102,247,438	77,099,185	58,043,493	0.30	2.69	2.69
2023-09-30	98,568,768	74,786,937	56,920,042	0.28	2.53	2.72
2023-12-31	100,487,977	74,579,393	55,232,398	0.26	2.30	2.68
2024-03-31	102,184,166	76,414,543	54,018,273	0.73	6.29	2.47
2024-06-30	100,562,427	75,364,877	53,650,459	0.78	6.58	2.47
2024-09-30	101,732,667	76,638,547	51,858,762	0.67	5.62	2.45
2024-12-31	102,700,627	76,858,664	50,018,970	0.62	5.16	2.46
2025-03-31	104,558,642	80,783,937	49,769,376	0.53	4.28	2.57
2025-06-30	103,352,050	79,531,237	48,572,323	0.97	7.78	2.69
2025-09-30	97,745,560	74,410,683	48,478,357	1.14	8.91	2.84
2025-12-31	104,148,024	82,137,678	53,028,860	1.36	10.46	3.08
2026-03-31	106,094,600	85,645,960	55,282,862	1.00	7.57	2.98
2026-06-30	103,964,782	84,392,829	57,266,554	1.00	7.54	3.30

Structure and branch footprint

365 current branch locations across 9 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.

Date	Code	Predecessor RSSD	Successor RSSD
2026-08-20	1	761806	722777
2008-02-01	1	3463606	722777
2006-09-09	1	1003606	722777
2005-02-12	1	997379	722777
2004-07-24	1	244907	722777
2004-07-23	1	885001	722777
2004-02-07	1	908003	722777
2002-03-31	1	1459520	722777
2002-03-09	1	1160545	722777
1999-07-01	1	692517	722777
1998-08-01	1	567576	722777
1998-08-01	1	1188147	722777
1998-03-01	1	201076	722777
1997-08-30	1	42701	722777
1997-03-31	1	1229200	722777
1997-02-19	1	754376	722777
1996-06-01	1	1445710	722777
1994-11-01	1	419974	722777
1994-09-17	50	517571	722777
1994-08-06	1	796170	722777

Reviewed intelligence

No reviewed or published intelligence is linked to this institution.

Scope and limitations

Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.