Regulatory profile
FDIC certificate #29950 · RSSD 722777
Recent activity
Deterministic, evidence-linked observations only — not a prediction, rating or recommendation.
NIC transformation 1
NIMY asset-peer percentile moved 24.2 to 47.1
Source ↗Parent changed from RSSD 2688354 to SANTANDER HOLDINGS USA, INC.
Santander Bank, N.A. changed deposits by 15896 USD thousands and market share by 0.010614 points in Queens County, NY
Source ↗Santander Bank, N.A. changed deposits by -1025306 USD thousands and market share by -0.072725 points in New York County, NY
Source ↗Ten-year database
Branch and geographic intelligence
FDIC branch-location snapshot dated 2026-08-22
| Market | State | Locations | Main offices | Earliest establishment |
|---|---|---|---|---|
| Brooklyn | NY | 16 | 0 | Unavailable |
| Staten Island | NY | 13 | 0 | Unavailable |
| Philadelphia | PA | 11 | 0 | Unavailable |
| New York | NY | 10 | 0 | Unavailable |
| Boston | MA | 8 | 0 | Unavailable |
| Elizabeth | NJ | 4 | 0 | Unavailable |
| Toms River | NJ | 4 | 0 | Unavailable |
| Reading | PA | 4 | 0 | Unavailable |
| Providence | RI | 4 | 0 | Unavailable |
| New Bedford | MA | 3 | 0 | Unavailable |
| Quincy | MA | 3 | 0 | Unavailable |
| Lakewood | NJ | 3 | 0 | Unavailable |
| Manalapan | NJ | 3 | 0 | Unavailable |
| Newark | NJ | 3 | 0 | Unavailable |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
SANTANDER HOLDINGS USA, INC.RSSD 3981856 · 2025-12-01 to current
SANTANDER HOLDINGS USA, INC.RSSD 3981856 · 2012-01-26 to 2025-11-30
Unresolved entityRSSD 2688354 · 2012-01-26 to 2025-11-30
SANTANDER HOLDINGS USA, INC.RSSD 3981856 · 2011-07-21 to 2012-01-25
Unresolved entityRSSD 2688354 · 2011-07-21 to 2012-01-25
SANTANDER HOLDINGS USA, INC.RSSD 3981856 · 2009-01-30 to 2011-07-20
Unresolved entityRSSD 3273609 · 2026-08-20 to current
Unresolved entityRSSD 3273636 · 2026-08-20 to current
Unresolved entityRSSD 4318637 · 2026-08-20 to current
Unresolved entityRSSD 5838057 · 2026-08-20 to current
Unresolved entityRSSD 5724468 · 2026-08-20 to current
Unresolved entityRSSD 3273515 · 2026-08-20 to current
2026-08-20RSSD 761806 → 722777 · code 1
2008-02-01RSSD 3463606 → 722777 · code 1
2006-09-09RSSD 1003606 → 722777 · code 1
2005-02-12RSSD 997379 → 722777 · code 1
2004-07-24RSSD 244907 → 722777 · code 1
2004-07-23RSSD 885001 → 722777 · code 1
No reviewed revisions published.
Latest registered batch · retrieved Aug 27, 2026, 10:51 AM UTC · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $104.0B | $84.4B | $57.3B | 1.00% | 7.54% | 3.30% |
| 2026-03-31 | $106.1B | $85.6B | $55.3B | 1.00% | 7.57% | 2.98% |
| 2025-12-31 | $104.1B | $82.1B | $53.0B | 1.36% | 10.46% | 3.08% |
| 2025-09-30 | $97.7B | $74.4B | $48.5B | 1.14% | 8.91% | 2.84% |
| 2025-06-30 | $103.4B | $79.5B | $48.6B | 0.97% | 7.78% | 2.69% |
| 2025-03-31 | $104.6B | $80.8B | $49.8B | 0.53% | 4.28% | 2.57% |
| 2024-12-31 | $102.7B | $76.9B | $50.0B | 0.62% | 5.16% | 2.46% |
| 2024-09-30 | $101.7B | $76.6B | $51.9B | 0.67% | 5.62% | 2.45% |
| 2024-06-30 | $100.6B | $75.4B | $53.7B | 0.78% | 6.58% | 2.47% |
| 2024-03-31 | $102.2B | $76.4B | $54.0B | 0.73% | 6.29% | 2.47% |
| 2023-12-31 | $100.5B | $74.6B | $55.2B | 0.26% | 2.30% | 2.68% |
| 2023-09-30 | $98.6B | $74.8B | $56.9B | 0.28% | 2.53% | 2.72% |
| 2023-06-30 | $102.2B | $77.1B | $58.0B | 0.30% | 2.69% | 2.69% |
| 2023-03-31 | $105.3B | $76.4B | $59.1B | 0.06% | 0.57% | 2.69% |
| 2022-12-31 | $99.1B | $76.0B | $57.1B | 0.30% | 2.57% | 2.63% |
| 2022-09-30 | $96.5B | $72.1B | $56.1B | 0.37% | 3.10% | 2.54% |
| 2022-06-30 | $93.9B | $71.9B | $52.5B | 0.45% | 3.72% | 2.40% |
| 2022-03-31 | $95.9B | $75.2B | $52.3B | 0.55% | 4.64% | 2.26% |
| 2021-12-31 | $101.8B | $80.6B | $52.8B | 0.53% | 4.19% | 2.37% |
| 2021-09-30 | $97.1B | $79.0B | $52.8B | 0.65% | 4.99% | 2.43% |
| 2021-06-30 | $95.2B | $78.0B | $54.2B | 0.74% | 5.64% | 2.46% |
| 2021-03-31 | $88.9B | $73.2B | $53.9B | 0.70% | 5.27% | 2.51% |
| 2020-12-31 | $89.5B | $73.7B | $54.0B | -2.03% | -14.02% | 2.66% |
| 2020-09-30 | $86.2B | $67.7B | $54.1B | -2.75% | -18.57% | 2.69% |
| 2020-06-30 | $87.8B | $67.0B | $55.8B | -4.23% | -27.97% | 2.68% |
| 2020-03-31 | $87.6B | $61.7B | $54.5B | -0.37% | -2.30% | 2.73% |
| 2019-12-31 | $84.7B | $61.6B | $54.8B | 0.30% | 1.80% | 3.04% |
| 2019-09-30 | $83.5B | $60.4B | $54.7B | 0.41% | 2.42% | 3.10% |
| 2019-06-30 | $81.4B | $58.4B | $54.5B | 0.41% | 2.37% | 3.16% |
| 2019-03-31 | $78.7B | $58.0B | $52.8B | 0.39% | 2.26% | 3.18% |
| 2018-12-31 | $77.2B | $57.0B | $51.2B | 0.53% | 2.95% | 3.18% |
| 2018-09-30 | $74.2B | $55.8B | $49.4B | 0.60% | 3.31% | 3.16% |
| 2018-06-30 | $74.4B | $57.8B | $48.3B | 0.59% | 3.25% | 3.13% |
| 2018-03-31 | $74.6B | $57.5B | $46.8B | 0.56% | 3.09% | 3.09% |
| 2017-12-31 | $74.5B | $56.9B | $47.6B | 0.28% | 1.63% | 2.84% |
| 2017-09-30 | $78.1B | $57.4B | $48.1B | 0.46% | 2.73% | 2.78% |
| 2017-06-30 | $79.4B | $57.9B | $48.5B | 0.40% | 2.39% | 2.72% |
| 2017-03-31 | $80.4B | $60.2B | $49.4B | 0.35% | 2.10% | 2.59% |
| 2016-12-31 | $83.1B | $60.2B | $51.6B | 0.17% | 1.13% | 2.30% |
| 2016-09-30 | $85.5B | $61.7B | $52.3B | 0.25% | 1.65% | 2.29% |
| 2016-06-30 | $85.0B | $58.8B | $53.8B | 0.16% | 1.07% | 2.27% |
| 2016-03-31 | $92.3B | $62.1B | $53.8B | -0.09% | -0.62% | 2.20% |
| Bronx | NY | 3 | 0 | Unavailable |
| York | PA | 3 | 0 | Unavailable |
| West Hartford | CT | 2 | 0 | Unavailable |
| Miami | FL | 2 | 0 | Unavailable |
| Brookline | MA | 2 | 0 | Unavailable |
| Cambridge | MA | 2 | 0 | Unavailable |
Reviewed NIC structure change on 2026-08-20: RSSD 761806 → 722777 (1). The location count above reflects the current combined network and is not itself a measure of organic branch growth. 20 structure changes are on record for this entity; see History & events for the full list.
Branch locations reflect the latest registered FDIC location release, not real-time openings. Opening/closing attribution to organic growth vs. merger activity remains unavailable beyond the reviewed structure changes noted above. Annual deposit market share by state is available separately, below.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| MA | $33.2B | 5.50% | 4 | Continuing · +0.42 pp |
| PA | $15.6B | 2.78% | 10 | Continuing · +0.14 pp |
| NJ | $13.5B | 3.10% | 8 | Continuing · -0.06 pp |
| NY | $11.1B | 0.43% | 23 | Continuing · -0.07 pp |
| RI | $2.7B | 5.96% | 4 | Continuing · -0.84 pp |
| CT | $1.9B | 1.07% | 13 | Continuing · -0.04 pp |
| NH | $1.3B | 2.67% | 9 | Continuing · -0.08 pp |
| FL | $175.9M | 0.02% | 132 | Continuing · +0.00 pp |
| DE | $24M | 0.00% | 26 | Continuing · +0.00 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce and branch productivity
2026-06-30
50b 250b asset cohort · n=33
| Period | FTE | Offices | Assets/FTE | Deposits/FTE | Deposits/office |
|---|---|---|---|---|---|
| 2026-06-30 | 5,678 | 368 | 18,310 | 14,863 | 229,328 |
| 2026-03-31 | 5,787 | 373 | 18,333 | 14,800 | 229,614 |
| 2025-12-31 | 5,787 | 373 | 17,997 | 14,193 | 220,208 |
| 2025-09-30 | 5,217 | 381 | 18,736 | 14,263 | 195,304 |
| 2025-06-30 | 5,400 | 400 | 19,139 | 14,728 | 198,828 |
| 2025-03-31 | 5,407 | 401 | 19,338 | 14,941 | 201,456 |
| 2024-12-31 | 4,316 | 401 | 23,795 | 17,808 | 191,667 |
| 2024-09-30 | 4,415 | 404 | 23,043 | 17,359 | 189,699 |
| 2024-06-30 | 4,484 | 405 | 22,427 | 16,808 | 186,086 |
| 2024-03-31 | 4,648 | 409 | 21,985 | 16,440 | 186,833 |
| 2023-12-31 | 5,323 | 411 | 18,878 | 14,011 | 181,458 |
| 2023-09-30 | 6,905 | 416 | 14,275 | 10,831 | 179,776 |
FTE and domestic offices are official FDIC financial fields for the same quarter. Merger discontinuities and different consolidation scopes can impair comparisons; unavailable denominators remain unavailable. Peer percentiles describe the covered $10B+ asset cohort, not the full banking system.