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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Schertz, TX · FDIC certificate #10344
SCHERTZ BANK&TRUST is an FDIC-insured institution based in Schertz, TX (FDIC certificate #10344). In its Q3 2026 Call Report it reported total assets of $768M, total deposits of $646M and net loans of $611M. Its primary federal regulator is FDIC.
Plain-language readout
SCHERTZ BANK&TRUST has 3 quarters of reported history on file, from Q1 2026 to Q3 2026.
Total assets peaked at $770M in Q2 2026 and were lowest at $762M in Q1 2026.
Total deposits were highest at $651M in Q2 2026 and lowest at $646M in Q1 2026.
Over the whole period total assets rose 0.8%.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $768M | $646M | $611M | 2.03% | 13.93% | 4.48% |
| Q2 2026 | $770M | $651M | $607M | 2.02% | 14.03% | 4.44% |
| Q1 2026 | $762M | $646M | $613M | 2.05% | 14.46% | 4.42% |
Recent activity
No reviewed changes are available for this institution in the tracked window. This does not establish that no event occurred.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-09-30 | $768M | $646M | $611M | 2.03% | 13.93% | 4.48% |
| 2026-06-30 | $770M | $651M | $607M | 2.02% | 14.03% | 4.44% |
| 2026-03-31 | $762M | $646M | $613M | 2.05% | 14.46% | 4.42% |
Branch detail unavailable. Locations are not inferred from headquarters.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| TX | $683.2M | 0.05% | 152 | Continuing · -0.01 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.
No matched ownership, transformations, or reviewed revisions are available. Absence of a match is not proof that no change occurred.