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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2018-06-30 | 1,012,993 | 808,292 | 675,379 | 1.95 | 14.86 | 4.48 |
| 2018-09-30 | 1,004,713 | 823,280 | 682,247 | 2.01 | 15.33 | 4.55 |
| 2018-12-31 | 1,027,574 | 856,602 | 683,714 | 1.90 | 14.47 | 4.60 |
| 2019-03-31 | 1,051,768 | 873,722 | 688,470 | 1.92 | 14.42 | 4.57 |
| 2019-06-30 | 1,065,455 | 888,370 | 717,882 | 1.94 | 14.62 | 4.58 |
| 2019-09-30 | 1,090,241 | 907,261 | 711,462 | 1.98 | 14.92 | 4.65 |
| 2019-12-31 | 1,172,672 | 975,719 | 725,172 | 1.93 | 14.66 | 4.62 |
| 2020-03-31 | 1,174,614 | 978,622 | 733,740 | 1.50 | 11.80 | 4.24 |
| 2020-06-30 | 1,301,803 | 1,094,909 | 781,646 | 1.33 | 10.78 | 4.04 |
| 2020-09-30 | 1,337,007 | 1,126,039 | 812,536 | 1.33 | 10.96 | 3.95 |
| 2020-12-31 | 1,422,506 | 1,208,806 | 766,390 | 1.35 | 11.34 | 3.94 |
| 2021-03-31 | 1,475,200 | 1,268,302 | 830,018 | 1.17 | 10.76 | 3.48 |
| 2021-06-30 | 1,549,332 | 1,349,518 | 858,800 | 1.45 | 13.57 | 3.68 |
| 2021-09-30 | 1,586,913 | 1,384,178 | 903,597 | 1.54 | 14.57 | 3.75 |
| 2021-12-31 | 1,673,145 | 1,459,060 | 1,005,036 | 1.51 | 14.41 | 3.74 |
| 2022-03-31 | 1,732,164 | 1,529,923 | 1,078,873 | 1.57 | 16.42 | 3.79 |
| 2022-06-30 | 1,753,657 | 1,566,841 | 1,127,628 | 1.72 | 18.81 | 3.96 |
| 2022-09-30 | 1,785,492 | 1,603,869 | 1,206,378 | 1.88 | 20.97 | 4.04 |
| 2022-12-31 | 1,848,598 | 1,660,074 | 1,240,192 | 1.93 | 21.74 | 4.15 |
| 2023-03-31 | 1,819,974 | 1,636,758 | 1,259,046 | 1.95 | 22.28 | 4.39 |
| 2023-06-30 | 1,811,998 | 1,608,328 | 1,276,236 | 2.08 | 23.65 | 4.44 |
| 2023-09-30 | 1,832,220 | 1,645,940 | 1,275,364 | 2.13 | 24.15 | 4.50 |
| 2023-12-31 | 1,855,950 | 1,652,088 | 1,286,325 | 2.11 | 23.41 | 4.50 |
| 2024-03-31 | 1,848,576 | 1,647,434 | 1,337,244 | 1.68 | 17.16 | 4.50 |
| 2024-06-30 | 1,877,766 | 1,682,360 | 1,375,474 | 1.96 | 20.27 | 4.62 |
| 2024-09-30 | 1,868,852 | 1,661,186 | 1,356,602 | 1.99 | 20.31 | 4.72 |
| 2024-12-31 | 2,011,000 | 1,711,964 | 1,316,423 | 1.98 | 20.17 | 4.71 |
| 2025-03-31 | 1,943,354 | 1,719,649 | 1,371,898 | 1.99 | 19.74 | 4.66 |
| 2025-06-30 | 2,007,296 | 1,724,715 | 1,389,200 | 2.20 | 21.76 | 4.76 |
| 2025-09-30 | 1,984,577 | 1,755,391 | 1,407,114 | 2.25 | 21.76 | 4.79 |
| 2025-12-31 | 2,143,301 | 1,799,425 | 1,467,575 | 2.18 | 20.92 | 4.79 |
| 2026-03-31 | 1,981,114 | 1,738,414 | 1,473,600 | 1.93 | 17.19 | 4.82 |
| 2026-06-30 | 2,176,648 | 1,801,984 | 1,539,126 | 2.07 | 18.66 | 4.78 |
22 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 1989-01-13 | 50 | 410654 | 247355 |
| 1988-06-17 | 50 | 746951 | 247355 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.