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Regulatory profile
Fredericksburg, TX · FDIC certificate #15809 · RSSD 247355
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $2.2B | $1.8B | $1.5B | 2.07% | 18.66% | 4.78% |
| 2026-03-31 | $2.0B | $1.7B | $1.5B | 1.93% | 17.19% | 4.82% |
| 2025-12-31 | $2.1B | $1.8B | $1.5B | 2.18% | 20.92% | 4.79% |
| 2025-09-30 | $2.0B | $1.8B | $1.4B | 2.25% | 21.76% | 4.79% |
| 2025-06-30 | $2.0B | $1.7B | $1.4B | 2.20% | 21.76% | 4.76% |
| 2025-03-31 | $1.9B | $1.7B | $1.4B | 1.99% | 19.74% | 4.66% |
| 2024-12-31 | $2.0B | $1.7B | $1.3B | 1.98% | 20.17% | 4.71% |
| 2024-09-30 | $1.9B | $1.7B | $1.4B | 1.99% | 20.31% | 4.72% |
| 2024-06-30 | $1.9B | $1.7B | $1.4B | 1.96% | 20.27% | 4.62% |
| 2024-03-31 | $1.8B | $1.6B | $1.3B | 1.68% | 17.16% | 4.50% |
| 2023-12-31 | $1.9B | $1.7B | $1.3B | 2.11% | 23.41% | 4.50% |
| 2023-09-30 | $1.8B | $1.6B | $1.3B | 2.13% | 24.15% | 4.50% |
| 2023-06-30 | $1.8B | $1.6B | $1.3B | 2.08% | 23.65% | 4.44% |
| 2023-03-31 | $1.8B | $1.6B | $1.3B | 1.95% | 22.28% | 4.39% |
| 2022-12-31 | $1.8B | $1.7B | $1.2B | 1.93% | 21.74% | 4.15% |
| 2022-09-30 | $1.8B | $1.6B | $1.2B | 1.88% | 20.97% | 4.04% |
| 2022-06-30 | $1.8B | $1.6B | $1.1B | 1.72% | 18.81% | 3.96% |
| 2022-03-31 | $1.7B | $1.5B | $1.1B | 1.57% | 16.42% | 3.79% |
| 2021-12-31 | $1.7B | $1.5B | $1.0B | 1.51% | 14.41% | 3.74% |
| 2021-09-30 | $1.6B | $1.4B | $0.9B | 1.54% | 14.57% | 3.75% |
| 2021-06-30 | $1.5B | $1.3B | $0.9B | 1.45% | 13.57% | 3.68% |
| 2021-03-31 | $1.5B | $1.3B | $0.8B | 1.17% | 10.76% | 3.48% |
| 2020-12-31 | $1.4B | $1.2B | $0.8B | 1.35% | 11.34% | 3.94% |
| 2020-09-30 | $1.3B | $1.1B | $0.8B | 1.33% | 10.96% | 3.95% |
| 2020-06-30 | $1.3B | $1.1B | $0.8B | 1.33% | 10.78% | 4.04% |
| 2020-03-31 | $1.2B | $1.0B | $0.7B | 1.50% | 11.80% | 4.24% |
| 2019-12-31 | $1.2B | $1.0B | $0.7B | 1.93% | 14.66% | 4.62% |
| 2019-09-30 | $1.1B | $0.9B | $0.7B | 1.98% | 14.92% | 4.65% |
| 2019-06-30 | $1.1B | $0.9B | $0.7B | 1.94% | 14.62% | 4.58% |
| 2019-03-31 | $1.1B | $0.9B | $0.7B | 1.92% | 14.42% | 4.57% |
| 2018-12-31 | $1.0B | $0.9B | $0.7B | 1.90% | 14.47% | 4.60% |
| 2018-09-30 | $1.0B | $0.8B | $0.7B | 2.01% | 15.33% | 4.55% |
| 2018-06-30 | $1.0B | $0.8B | $0.7B | 1.95% | 14.86% | 4.48% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 1107308 · 2014-08-12 to current
Unmatched RSSD entityRSSD 1107308 · 1998-12-10 to 2014-08-11
Unmatched RSSD entityRSSD 1021552 · 1978-04-05 to 1998-12-09
1989-01-13RSSD 410654 → 247355 · code 50
1988-06-17RSSD 746951 → 247355 · code 50
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.