Regulatory profile
Sutherland, IA · FDIC certificate #235
SECURITY STATE BANK is an FDIC-insured institution based in Sutherland, IA (FDIC certificate #235). In its Q3 2026 Call Report it reported total assets of $495M, total deposits of $335M and net loans of $450M. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for SECURITY STATE BANK from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $335M |
|---|---|
| Net loans and leases | $450M |
Plain-language readout
SECURITY STATE BANK in Sutherland, IA funds its loans with $335M of deposits and holds $450M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for SECURITY STATE BANK in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 134.25% in Q3 2026, against 130.30% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $450M | $335M | 134.25% |
| Q2 2026 | $445M | $337M | 132.01% |
| Q1 2026 | $439M | $337M | 130.30% |