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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Wewoka, OK · FDIC certificate #8980
SECURITY STB OF OKLAHOMA is an FDIC-insured institution based in Wewoka, OK (FDIC certificate #8980). In its Q3 2026 Call Report it reported total assets of $387M, total deposits of $311M and net loans of $205M. Its primary federal regulator is FDIC.
Plain-language readout
SECURITY STB OF OKLAHOMA has 3 quarters of reported history on file, from Q1 2026 to Q3 2026.
Total assets peaked at $395M in Q1 2026 and were lowest at $387M in Q3 2026.
Total deposits were highest at $311M in Q3 2026 and lowest at $287M in Q2 2026.
Over the whole period total assets fell 2.1%.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $387M | $311M | $205M | 2.53% | 22.29% | 4.97% |
| Q2 2026 | $388M | $287M | $205M | 2.39% | 21.13% | 4.88% |
| Q1 2026 | $395M | $297M | $201M | 2.31% | 21.02% | 4.84% |
History
| Line | Q2 2026 | Q1 2026 | Change | Change, percent |
|---|---|---|---|---|
| Assets | ||||
| Cash and balances due from depository institutions | $11.7M | $14.8M | -$3.1M | -21.0% |
| Federal funds sold | $2.7M | $5.6M | -$2.9M | -51.8% |
| Securities purchased under agreements to resell | $0K | $0K | $0K | n/a |
| Securities (available for sale at fair value plus held to maturity net of allowance) | $156.4M | $161.2M | -$4.9M | -3.0% |
| Equity securities with readily determinable fair values, not held for trading | $0K | $0K | $0K | n/a |
| Loans and leases held for sale | $0K | $0K | $0K | n/a |
| Net loans and leases (after allowance) | $204.8M | $200.5M | +$4.3M | +2.1% |
| Trading assets | $0K | $0K | $0K | n/a |
| Premises and fixed assets | $3.6M | $3.6M | +$5K | +0.1% |
| Other real estate owned | $113K | $280K | -$167K | -59.6% |
| Investments in unconsolidated subsidiaries and associated companies | $0K | $0K | $0K | n/a |
| Direct and indirect investments in real estate ventures | $0K | $0K | $0K | n/a |
| Intangible assets (goodwill, servicing, other) | $0K | $0K | $0K | n/a |
| All other assets | $8.9M | $8.7M | +$211K | +2.4% |
| Total assets | $388.2M | $394.8M | -$6.6M | -1.7% |
| Liabilities | ||||
| Total deposits | $287.5M | $296.9M | -$9.5M | -3.2% |
| Federal funds purchased | $2.6M | $0K | +$2.6M | n/a |
| Securities sold under agreements to repurchase | $0K | $0K | $0K | n/a |
| Trading liabilities | $0K | $0K | $0K | n/a |
| Other borrowed money | $50.0M | $51.5M | -$1.5M | -2.9% |
| Subordinated notes and debentures | $0K | $0K | $0K | n/a |
| All other liabilities | $1.6M | $1.8M | -$175K | -9.6% |
| Total liabilities | $341.7M | $350.3M | -$8.6M | -2.4% |
| Equity | ||||
| Perpetual preferred stock | $0K | $0K | $0K | n/a |
| Common stock | $300K | $300K | $0K | 0.0% |
| Surplus | $1.5M | $1.5M | $0K | 0.0% |
| Retained earnings | $46.4M | $44.0M | +$2.4M | +5.5% |
| Accumulated other comprehensive income | -$1.7M | -$1.2M | -$426K | -34.7% |
| Other equity components | $0K | $0K | $0K | n/a |
| Total equity capital | $46.5M | $44.5M | +$2.0M | +4.5% |
| Credit and capital | ||||
| Gross nonperforming assets | $1.5M | $2.7M | -$1.1M | -42.3% |
| Adjusted nonperforming assets | $1.5M | $2.7M | -$1.1M | -42.3% |
| Tangible equity plus allowance | $49.5M | $47.8M | +$1.7M | +3.6% |
| Texas ratio (gross) | 3.13% | 5.62% | -2.49 pts | See points |
| Texas ratio (adjusted) | 3.13% | 5.62% | -2.49 pts | See points |
| Texas ratio (adjusted, with performing restructured) | 3.13% | 5.62% | -2.49 pts | See points |
| Tier 1 capital to risk-weighted assets | 19.59% | 17.97% | +1.62 pts | See points |
| Common equity Tier 1 to risk-weighted assets | 19.59% | 17.97% | +1.62 pts | See points |
| Tier 2 capital to risk-weighted assets | 1.20% | 1.25% | -0.05 pts | See points |
| Total risk-based capital to risk-weighted assets | 20.79% | 19.22% | +1.57 pts | See points |
| Tier 1 leverage (approximate) | 12.41% | 11.71% | +0.70 pts | See points |
| Construction and land loans to total capital | 17.79% | 17.06% | +0.74 pts | See points |
| Commercial real estate to total capital | 56.26% | 37.72% | +18.53 pts | See points |
| Dividend payout, year to date | 0.00% | 0.00% | 0.00 pts | See points |
| Securities unrealized gain (loss) to Tier 1 capital | -4.58% | -1.39% | -3.19 pts | See points |
| Liquidity | ||||
| Core deposits | $258.4M | $264.7M | -$6.3M | -2.4% |
| Non-core funding | $81.7M | $83.7M | -$2.0M | -2.4% |
| Loans to core deposits | 80.39% | 76.96% | +3.43 pts | See points |
| Loans to deposits | 72.27% | 68.62% | +3.65 pts | See points |
| Brokered deposits share of deposits | 3.54% | 4.08% | -0.54 pts | See points |
| Pledged securities share of securities | 73.19% | 73.36% | -0.17 pts | See points |
| Loans pledged, share of loans | 0.00% | 0.00% | 0.00 pts | See points |
| Volatile liabilities | $81.7M | $83.7M | -$2.0M | -2.4% |
| Earnings | ||||
| Earnings before provision, year to date | $5.9M | $2.9M | +$3.0M | +101.4% |
| Earnings before provision, single quarter | $3.0M | $2.9M | +$41K | +1.4% |
| Provision for credit losses, year to date | $283K | $59K | +$224K | +379.7% |
| Yield and cost | ||||
| Yield on loans and leases | 8.30% | 7.80% | +0.50 pts | See points |
| Yield on interest-bearing balances due from banks | 3.46% | 3.06% | +0.40 pts | See points |
| Total interest income to average assets | 6.30% | 6.04% | +0.26 pts | See points |
| Cost of interest-bearing transaction accounts | 0.24% | 0.21% | +0.04 pts | See points |
| Cost of savings and money market deposits | 2.10% | 2.04% | +0.07 pts | See points |
| Cost of time deposits | 3.58% | 3.54% | +0.05 pts | See points |
| Total interest expense to average assets | 1.58% | 1.39% | +0.19 pts | See points |
Dollar lines show the change in dollars and percent. Ratio lines show the change in percentage points. Earnings lines marked year to date restart each January; the single-quarter line removes that restart.
Recent activity
No reviewed changes are available for this institution in the tracked window. This does not establish that no event occurred.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-09-30 | $387M | $311M | $205M | 2.53% | 22.29% | 4.97% |
| 2026-06-30 | $388M | $287M | $205M | 2.39% | 21.13% | 4.88% |
| 2026-03-31 | $395M | $297M | $201M | 2.31% | 21.02% | 4.84% |
Branch detail unavailable. Locations are not inferred from headquarters.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| OK | $295.2M | 0.21% | 80 | Continuing · -0.00 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.
No matched ownership, transformations, or reviewed revisions are available. Absence of a match is not proof that no change occurred.