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Regulatory profile
Oswego, IL · FDIC certificate #55130 · RSSD 2140348
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $1.7B | $1.2B | $1.1B | 2.21% | 15.96% | 4.95% |
| 2026-03-31 | $1.7B | $1.2B | $1.1B | 1.99% | 13.88% | 4.48% |
| 2025-09-30 | $1.1B | $0.7B | $0.5B | 4.28% | 21.00% | 5.44% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 5617896 · 2022-10-05 to current
Unmatched RSSD entityRSSD 3051580 · 2001-12-27 to 2022-10-04
2026-03-13RSSD 403870 → 2140348 · code 1
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.