Loading bank profile
Data through Q3 2026 · 4,200 institutions
Regulatory profile
Sewickley, PA · FDIC certificate #30154
SEWICKLEY SAVINGS BANK is an FDIC-insured institution based in Sewickley, PA (FDIC certificate #30154). In its Q3 2026 Call Report it reported total assets of $305M, total deposits of $221M and net loans of $74M. Its primary federal regulator is FDIC.
Plain-language readout
SEWICKLEY SAVINGS BANK has 3 quarters of reported history on file, from Q1 2026 to Q3 2026.
Total assets peaked at $320M in Q1 2026 and were lowest at $305M in Q3 2026.
Total deposits were highest at $227M in Q1 2026 and lowest at $221M in Q3 2026.
Over the whole period total assets fell 4.5%.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $305M | $221M | $74M | 0.84% | 3.76% | 2.53% |
| Q2 2026 | $316M | $222M | $66M | 0.82% | 3.57% | 2.47% |
| Q1 2026 | $320M | $227M | $59M | 0.74% | 3.27% | 2.39% |
History
| Line | Q2 2026 | Q1 2026 | Change | Change, percent |
|---|---|---|---|---|
| Assets | ||||
| Cash and balances due from depository institutions | $8.5M | $19.8M | -$11.3M | -56.9% |
| Federal funds sold | $0K | $0K | $0K | n/a |
| Securities purchased under agreements to resell | $0K | $0K | $0K | n/a |
| Securities (available for sale at fair value plus held to maturity net of allowance) | $212.4M | $212.7M | -$262K | -0.1% |
| Equity securities with readily determinable fair values, not held for trading | $37K | $40K | -$3K | -7.5% |
| Loans and leases held for sale | $0K | $0K | $0K | n/a |
| Net loans and leases (after allowance) | $66.3M | $59.0M | +$7.2M | +12.3% |
| Trading assets | $0K | $0K | $0K | n/a |
| Premises and fixed assets | $1.3M | $1.3M | -$26K | -1.9% |
| Other real estate owned | $0K | $0K | $0K | n/a |
| Investments in unconsolidated subsidiaries and associated companies | $0K | $0K | $0K | n/a |
| Direct and indirect investments in real estate ventures | $0K | $0K | $0K | n/a |
| Intangible assets (goodwill, servicing, other) | $0K | $0K | $0K | n/a |
| All other assets | $27.8M | $27.1M | +$653K | +2.4% |
| Total assets | $316.3M | $320.0M | -$3.7M | -1.1% |
| Liabilities | ||||
| Total deposits | $222.4M | $226.8M | -$4.4M | -1.9% |
| Federal funds purchased | $0K | $0K | $0K | n/a |
| Securities sold under agreements to repurchase | $0K | $0K | $0K | n/a |
| Trading liabilities | $0K | $0K | $0K | n/a |
| Other borrowed money | $18.0M | $18.0M | $0K | 0.0% |
| Subordinated notes and debentures | $0K | $0K | $0K | n/a |
| All other liabilities | $3.3M | $3.4M | -$116K | -3.4% |
| Total liabilities | $243.7M | $248.2M | -$4.5M | -1.8% |
| Equity | ||||
| Perpetual preferred stock | $0K | $0K | $0K | n/a |
| Common stock | $0K | $0K | $0K | n/a |
| Surplus | $0K | $0K | $0K | n/a |
| Retained earnings | $79.1M | $78.4M | +$704K | +0.9% |
| Accumulated other comprehensive income | -$6.5M | -$6.7M | +$138K | +2.1% |
| Other equity components | $0K | $0K | $0K | n/a |
| Total equity capital | $72.6M | $71.7M | +$842K | +1.2% |
| Credit and capital | ||||
| Gross nonperforming assets | $1.8M | $1.9M | -$33K | -1.8% |
| Adjusted nonperforming assets | $1.8M | $1.9M | -$33K | -1.8% |
| Tangible equity plus allowance | $73.1M | $72.2M | +$898K | +1.2% |
| Texas ratio (gross) | 2.49% | 2.57% | -0.08 pts | See points |
| Texas ratio (adjusted) | 2.49% | 2.57% | -0.08 pts | See points |
| Texas ratio (adjusted, with performing restructured) | 2.49% | 2.57% | -0.08 pts | See points |
| Tier 1 capital to risk-weighted assets | 45.40% | 46.03% | -0.63 pts | See points |
| Common equity Tier 1 to risk-weighted assets | 45.40% | 46.03% | -0.63 pts | See points |
| Tier 2 capital to risk-weighted assets | 0.00% | 0.00% | 0.00 pts | See points |
| Total risk-based capital to risk-weighted assets | 45.40% | 46.03% | -0.63 pts | See points |
| Tier 1 leverage (approximate) | 23.76% | 23.96% | -0.20 pts | See points |
| Construction and land loans to total capital | 0.32% | 0.14% | +0.18 pts | See points |
| Commercial real estate to total capital | 27.17% | 26.64% | +0.53 pts | See points |
| Dividend payout, year to date | 0.00% | 0.00% | 0.00 pts | See points |
| Securities unrealized gain (loss) to Tier 1 capital | -11.01% | -11.40% | +0.39 pts | See points |
| Liquidity | ||||
| Core deposits | $188.4M | $192.2M | -$3.8M | -2.0% |
| Non-core funding | $52.1M | $52.7M | -$600K | -1.1% |
| Loans to core deposits | 35.48% | 30.98% | +4.50 pts | See points |
| Loans to deposits | 30.05% | 26.25% | +3.80 pts | See points |
| Brokered deposits share of deposits | 0.00% | 0.00% | 0.00 pts | See points |
| Pledged securities share of securities | 7.68% | 8.64% | -0.95 pts | See points |
| Loans pledged, share of loans | 62.07% | 63.98% | -1.91 pts | See points |
| Volatile liabilities | $52.1M | $52.7M | -$600K | -1.1% |
| Earnings | ||||
| Earnings before provision, year to date | $1.6M | $752K | +$861K | +114.5% |
| Earnings before provision, single quarter | $861K | $752K | +$109K | +14.5% |
| Provision for credit losses, year to date | $40K | -$16K | +$56K | +350.0% |
| Yield and cost | ||||
| Yield on loans and leases | 6.06% | 6.21% | -0.14 pts | See points |
| Yield on interest-bearing balances due from banks | 3.42% | 3.42% | -0.01 pts | See points |
| Total interest income to average assets | 4.53% | 4.66% | -0.13 pts | See points |
| Cost of interest-bearing transaction accounts | 0.03% | 0.03% | -0.00 pts | See points |
| Cost of savings and money market deposits | 0.12% | 0.11% | +0.01 pts | See points |
| Cost of time deposits | 3.73% | 3.78% | -0.05 pts | See points |
| Total interest expense to average assets | 2.22% | 2.45% | -0.24 pts | See points |
Dollar lines show the change in dollars and percent. Ratio lines show the change in percentage points. Earnings lines marked year to date restart each January; the single-quarter line removes that restart.
Recent activity
No reviewed changes are available for this institution in the tracked window. This does not establish that no event occurred.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-09-30 | $305M | $221M | $74M | 0.84% | 3.76% | 2.53% |
| 2026-06-30 | $316M | $222M | $66M | 0.82% | 3.57% | 2.47% |
| 2026-03-31 | $320M | $227M | $59M | 0.74% | 3.27% | 2.39% |
Branch detail unavailable. Locations are not inferred from headquarters.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| PA | $214.7M | 0.04% | 114 | Continuing · +0.00 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.
No matched ownership, transformations, or reviewed revisions are available. Absence of a match is not proof that no change occurred.