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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Warwick, RI · FDIC certificate #27417
SHOREHAM BANK is an FDIC-insured institution based in Warwick, RI (FDIC certificate #27417). In its Q3 2026 Call Report it reported total assets of $579M, total deposits of $433M and net loans of $502M. Its primary federal regulator is OCC.
Plain-language readout
No period-matched peer percentiles are published for SHOREHAM BANK in Q3 2026, so no peer position is inferred.
Peer history below covers 3 quarters of SHOREHAM BANK's reported assets, deposits, net loans, ROA, ROE and NIM, most recently Q3 2026.
Each row has its own scale. The bar is the middle half of peers; the tick is the median.
Source: FFIEC Call Reports; OptimaYield calculations. Compared with banks with $300 million-$1 billion in assets.
Peers
| Ratio | Value | Peer median | Percentile | Band | Direction |
|---|
Peers
Growth against peers is not available: it needs the same quarter a year earlier for both the bank and its peer group.
The peer figure is the change in the peer-group median, which is not the same as the median of each peer's own growth. Treat it as a guide to whether the bank is growing faster or slower than its group.
Branch deposits from the FDIC Summary of Deposits, for every bank branch within a set distance of any branch of this bank. Each balance is booked at the branch that holds the account, so a branch that books a large online or national book can overstate local deposits. This is not a quarterly Call Report figure.
Deposits near the branches are unavailable: none of this bank's branches has a map location in the branch directory. Locations are not inferred from the headquarters address.
Peers
Share of the 15 closest banks by size (across all states, because too few share this state) that grew or shrank last quarter.
| Measure | Growing | Shrinking | Banks reporting |
|---|---|---|---|
| Total assets | 46.67% | 46.67% | 15 |
| Total deposits | 66.67% | 33.33% | 15 |
| Net loans and leases | 80.00% | 20.00% | 15 |
Quarter-over-quarter change from each bank's latest filing. A bank with no change counts in neither column. Credit events such as new nonaccrual loans need each peer's own filings and are not shown here.
Based on the 15 closest banks by size.
Peer interpretation
Under $1B asset cohort · 3148 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.