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Data through Q3 2026 · 4,200 institutions
Regulatory profile
South Sioux City, NE · FDIC certificate #23270
SIOUXLAND BANK is an FDIC-insured institution based in South Sioux City, NE (FDIC certificate #23270). In its Q3 2026 Call Report it reported total assets of $95M, total deposits of $83M and net loans of $29M. Its primary federal regulator is FED.
Plain-language readout
SIOUXLAND BANK has 3 quarters of reported history on file, from Q1 2026 to Q3 2026.
Total assets peaked at $95M in Q3 2026 and were lowest at $88M in Q2 2026.
Total deposits were highest at $83M in Q3 2026 and lowest at $76M in Q2 2026.
Over the whole period total assets rose 5.1%.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $95M | $83M | $29M | 1.52% | 12.58% | 3.58% |
| Q2 2026 | $88M | $76M | $29M | 1.55% | 12.79% | 3.59% |
| Q1 2026 | $90M | $79M | $29M | 1.51% | 12.66% | 3.58% |
History
| Line | Q2 2026 | Q1 2026 | Change | Change, percent |
|---|---|---|---|---|
| Assets | ||||
| Cash and balances due from depository institutions | $5.7M | $9.2M | -$3.6M | -38.4% |
| Federal funds sold | $2.5M | $1.1M | +$1.4M | +129.7% |
| Securities purchased under agreements to resell | $0K | $0K | $0K | n/a |
| Securities (available for sale at fair value plus held to maturity net of allowance) | $46.9M | $46.9M | +$13K | +0.0% |
| Equity securities with readily determinable fair values, not held for trading | $0K | $0K | $0K | n/a |
| Loans and leases held for sale | $0K | $0K | $0K | n/a |
| Net loans and leases (after allowance) | $29.1M | $29.0M | +$88K | +0.3% |
| Trading assets | $0K | $0K | $0K | n/a |
| Premises and fixed assets | $2.8M | $2.9M | -$30K | -1.0% |
| Other real estate owned | $0K | $0K | $0K | n/a |
| Investments in unconsolidated subsidiaries and associated companies | $0K | $0K | $0K | n/a |
| Direct and indirect investments in real estate ventures | $0K | $0K | $0K | n/a |
| Intangible assets (goodwill, servicing, other) | $0K | $0K | $0K | n/a |
| All other assets | $1.2M | $1.0M | +$223K | +22.2% |
| Total assets | $88.3M | $90.1M | -$1.8M | -2.0% |
| Liabilities | ||||
| Total deposits | $76.4M | $78.6M | -$2.2M | -2.8% |
| Federal funds purchased | $0K | $0K | $0K | n/a |
| Securities sold under agreements to repurchase | $0K | $0K | $0K | n/a |
| Trading liabilities | $0K | $0K | $0K | n/a |
| Other borrowed money | $0K | $0K | $0K | n/a |
| Subordinated notes and debentures | $0K | $0K | $0K | n/a |
| All other liabilities | $790K | $762K | +$28K | +3.7% |
| Total liabilities | $77.2M | $79.4M | -$2.2M | -2.7% |
| Equity | ||||
| Perpetual preferred stock | $0K | $0K | $0K | n/a |
| Common stock | $625K | $625K | $0K | 0.0% |
| Surplus | $625K | $625K | $0K | 0.0% |
| Retained earnings | $9.8M | $9.5M | +$353K | +3.7% |
| Accumulated other comprehensive income | $0K | $0K | $0K | n/a |
| Other equity components | $0K | $0K | $0K | n/a |
| Total equity capital | $11.1M | $10.7M | +$353K | +3.3% |
| Credit and capital | ||||
| Gross nonperforming assets | $0K | $0K | $0K | n/a |
| Adjusted nonperforming assets | $0K | $0K | $0K | n/a |
| Tangible equity plus allowance | $11.4M | $11.1M | +$353K | +3.2% |
| Texas ratio (gross) | 0.00% | 0.00% | 0.00 pts | See points |
| Texas ratio (adjusted) | 0.00% | 0.00% | 0.00 pts | See points |
| Texas ratio (adjusted, with performing restructured) | 0.00% | 0.00% | 0.00 pts | See points |
| Tier 1 capital to risk-weighted assets | 41.30% | 39.76% | +1.54 pts | See points |
| Common equity Tier 1 to risk-weighted assets | 41.30% | 39.76% | +1.54 pts | See points |
| Tier 2 capital to risk-weighted assets | 1.25% | 1.25% | -0.00 pts | See points |
| Total risk-based capital to risk-weighted assets | 42.55% | 41.00% | +1.54 pts | See points |
| Tier 1 leverage (approximate) | 12.36% | 11.75% | +0.61 pts | See points |
| Construction and land loans to total capital | 5.98% | 4.11% | +1.87 pts | See points |
| Commercial real estate to total capital | 38.22% | 39.66% | -1.44 pts | See points |
| Dividend payout, year to date | 0.00% | 0.00% | 0.00 pts | See points |
| Securities unrealized gain (loss) to Tier 1 capital | -2.37% | 1.16% | -3.53 pts | See points |
| Liquidity | ||||
| Core deposits | $69.6M | $71.8M | -$2.2M | -3.1% |
| Non-core funding | $6.8M | $6.8M | +$9K | +0.1% |
| Loans to core deposits | 42.26% | 40.83% | +1.43 pts | See points |
| Loans to deposits | 38.49% | 37.30% | +1.19 pts | See points |
| Brokered deposits share of deposits | 0.00% | 0.00% | 0.00 pts | See points |
| Pledged securities share of securities | 36.07% | 25.51% | +10.56 pts | See points |
| Loans pledged, share of loans | 27.64% | 25.91% | +1.72 pts | See points |
| Volatile liabilities | $6.8M | $6.8M | +$9K | +0.1% |
| Earnings | ||||
| Earnings before provision, year to date | $885K | $433K | +$452K | +104.4% |
| Earnings before provision, single quarter | $452K | $433K | +$19K | +4.4% |
| Provision for credit losses, year to date | $0K | $0K | $0K | n/a |
| Yield and cost | ||||
| Yield on loans and leases | 6.76% | 6.61% | +0.15 pts | See points |
| Yield on interest-bearing balances due from banks | 3.77% | 3.74% | +0.03 pts | See points |
| Total interest income to average assets | 4.70% | 4.59% | +0.10 pts | See points |
| Cost of interest-bearing transaction accounts | 0.94% | 0.94% | -0.00 pts | See points |
| Cost of savings and money market deposits | 1.02% | 1.06% | -0.04 pts | See points |
| Cost of time deposits | 4.12% | 4.17% | -0.05 pts | See points |
| Total interest expense to average assets | 1.43% | 1.43% | -0.01 pts | See points |
Dollar lines show the change in dollars and percent. Ratio lines show the change in percentage points. Earnings lines marked year to date restart each January; the single-quarter line removes that restart.
Recent activity
No reviewed changes are available for this institution in the tracked window. This does not establish that no event occurred.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-09-30 | $95M | $83M | $29M | 1.52% | 12.58% | 3.58% |
| 2026-06-30 | $88M | $76M | $29M | 1.55% | 12.79% | 3.59% |
| 2026-03-31 | $90M | $79M | $29M | 1.51% | 12.66% | 3.58% |
Branch detail unavailable. Locations are not inferred from headquarters.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| NE | $73.5M | 0.08% | 118 | Continuing · -0.00 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.
No matched ownership, transformations, or reviewed revisions are available. Absence of a match is not proof that no change occurred.