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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,012,629 | 863,258 | 737,298 | 0.59 | 6.22 | 3.96 |
| 2016-06-30 | 1,031,458 | 894,196 | 768,496 | 0.58 | 6.09 | 3.96 |
| 2016-09-30 | 1,037,608 | 867,689 | 792,632 | 0.61 | 6.43 | 3.96 |
| 2016-12-31 | 1,058,190 | 910,381 | 808,288 | 0.63 | 6.65 | 3.96 |
| 2017-03-31 | 1,046,689 | 903,175 | 802,411 | 0.71 | 6.89 | 3.94 |
| 2017-06-30 | 1,141,345 | 994,629 | 859,617 | 0.77 | 7.40 | 3.95 |
| 2017-09-30 | 1,131,398 | 973,163 | 866,329 | 0.75 | 7.17 | 4.04 |
| 2017-12-31 | 1,679,354 | 1,444,303 | 1,317,637 | 0.59 | 5.69 | 4.12 |
| 2018-03-31 | 1,759,981 | 1,505,514 | 1,367,805 | 0.91 | 8.21 | 4.32 |
| 2018-06-30 | 2,062,206 | 1,722,573 | 1,568,384 | 0.94 | 8.11 | 4.39 |
| 2018-09-30 | 2,050,561 | 1,731,394 | 1,578,076 | 0.95 | 7.94 | 4.32 |
| 2018-12-31 | 2,278,710 | 1,940,161 | 1,768,902 | 1.16 | 9.36 | 4.34 |
| 2019-03-31 | 2,353,847 | 2,008,681 | 1,831,804 | 1.03 | 7.63 | 4.07 |
| 2019-06-30 | 2,391,404 | 2,030,719 | 1,827,802 | 0.97 | 7.21 | 4.08 |
| 2019-09-30 | 2,392,821 | 2,018,666 | 1,858,131 | 1.03 | 7.58 | 4.06 |
| 2019-12-31 | 2,449,029 | 2,061,528 | 1,893,005 | 1.08 | 7.94 | 4.03 |
| 2020-03-31 | 2,872,592 | 2,353,663 | 2,131,861 | 0.55 | 4.16 | 3.84 |
| 2020-06-30 | 3,265,878 | 2,551,046 | 2,398,360 | 0.74 | 5.91 | 3.81 |
| 2020-09-30 | 3,387,489 | 2,660,440 | 2,396,532 | 0.78 | 6.47 | 3.73 |
| 2020-12-31 | 3,304,121 | 2,814,155 | 2,375,619 | 0.90 | 7.45 | 3.71 |
| 2021-03-31 | 3,552,564 | 3,056,313 | 2,476,628 | 1.21 | 10.73 | 3.43 |
| 2021-06-30 | 3,645,830 | 3,150,939 | 2,454,342 | 1.18 | 10.62 | 3.41 |
| 2021-09-30 | 4,382,487 | 3,816,036 | 2,636,786 | 1.09 | 9.96 | 3.36 |
| 2021-12-31 | 4,606,198 | 4,034,852 | 2,679,149 | 0.96 | 8.98 | 3.27 |
| 2022-03-31 | 4,718,499 | 4,201,280 | 2,791,842 | 0.79 | 8.05 | 2.91 |
| 2022-06-30 | 4,788,051 | 4,289,507 | 2,973,843 | 0.85 | 8.66 | 3.01 |
| 2022-09-30 | 4,796,883 | 4,291,405 | 3,079,089 | 0.91 | 9.36 | 3.16 |
| 2022-12-31 | 4,631,368 | 4,085,834 | 3,232,045 | 0.98 | 10.01 | 3.27 |
| 2023-03-31 | 4,769,785 | 4,235,203 | 3,252,832 | 1.04 | 10.19 | 3.43 |
| 2023-06-30 | 4,739,372 | 4,207,030 | 3,306,028 | 0.94 | 9.19 | 3.22 |
| 2023-09-30 | 4,790,143 | 4,253,401 | 3,348,045 | 0.71 | 6.98 | 3.12 |
| 2023-12-31 | 4,821,495 | 4,270,650 | 3,413,814 | 0.68 | 6.57 | 3.08 |
| 2024-03-31 | 4,951,697 | 4,397,341 | 3,448,213 | 0.85 | 8.20 | 2.93 |
| 2024-06-30 | 4,881,228 | 4,323,525 | 3,542,571 | 0.79 | 7.64 | 2.99 |
| 2024-09-30 | 4,899,645 | 4,328,537 | 3,687,674 | 0.80 | 7.68 | 3.07 |
| 2024-12-31 | 5,272,446 | 4,690,708 | 3,874,913 | 0.80 | 7.78 | 3.13 |
| 2025-03-31 | 5,407,465 | 4,814,717 | 3,957,875 | 0.90 | 9.12 | 3.21 |
| 2025-06-30 | 5,486,529 | 4,876,056 | 4,089,770 | 0.91 | 9.17 | 3.27 |
| 2025-09-30 | 5,777,824 | 5,104,968 | 4,193,150 | 0.97 | 9.60 | 3.30 |
| 2025-12-31 | 5,853,571 | 5,162,259 | 4,333,541 | 1.00 | 9.70 | 3.36 |
| 2026-03-31 | 5,900,269 | 5,200,942 | 4,481,719 | 1.04 | 9.60 | 3.52 |
| 2026-06-30 | 6,107,436 | 5,393,737 | 4,647,311 | 1.12 | 10.34 | 3.56 |
43 current branch locations across 3 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2021-09-01 | 1 | 982937 | 3532641 |
| 2020-03-01 | 1 | 535874 | 3532641 |
| 2018-11-01 | 1 | 3597592 | 3532641 |
| 2018-05-01 | 1 | 3393806 | 3532641 |
| 2017-11-01 | 1 | 450034 | 3532641 |
| 2016-02-27 | 1 | 2398596 | 3532641 |
| 2012-10-20 | 50 | 3392872 | 3532641 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.