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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
Regulatory profile
FDIC certificate #58463 · RSSD 3532641
Recent activity
Deterministic, evidence-linked observations only — not a prediction, rating or recommendation.
SmartBank changed deposits by -195282 USD thousands and market share by -5.549966 points in Sevier County, TN
Source ↗SmartBank changed deposits by 8092 USD thousands and market share by 3.375147 points in Washington County, AL
Source ↗SmartBank changed deposits by 29259 USD thousands and market share by 0.509464 points in Escambia County, FL
Source ↗SmartBank changed deposits by -1041 USD thousands and market share by -0.07032 points in Rutherford County, TN
Source ↗SmartBank changed deposits by 669 USD thousands and market share by 0.176104 points in Coffee County, TN
Source ↗Ten-year database
Branch and geographic intelligence
FDIC branch-location snapshot dated 2026-08-22
| Market | State | Locations | Main offices | Earliest establishment |
|---|---|---|---|---|
| Knoxville | TN | 3 | 0 | Unavailable |
| Sevierville | TN | 3 | 0 | Unavailable |
| Tuscaloosa | AL | 2 | 0 | Unavailable |
| Chattanooga | TN | 2 | 0 | Unavailable |
| Auburn | AL | 1 | 0 | Unavailable |
| Birmingham | AL | 1 | 0 | Unavailable |
| Chatom | AL | 1 | 0 | Unavailable |
| Dothan | AL | 1 | 0 | Unavailable |
| Fairhope | AL | 1 | 0 | Unavailable |
| Huntsville | AL | 1 | 0 | Unavailable |
| Jackson | AL | 1 | 0 | Unavailable |
| Mcintosh | AL | 1 | 0 | Unavailable |
| Mobile | AL | 1 | 0 | Unavailable |
| Montgomery | AL | 1 | 0 | Unavailable |
| Northport | AL | 1 | 0 | Unavailable |
| Thomasville | AL | 1 | 0 | Unavailable |
| Destin | FL | 1 | 0 | Unavailable |
| Panama City |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unresolved entityRSSD 1131497 · 2015-09-01 to current
Unresolved entityRSSD 4103842 · 2010-07-01 to 2015-08-31
Unresolved entityRSSD 6052515 · 2024-11-06 to current
Unresolved entityRSSD 5609426 · 2021-05-03 to current
Unresolved entityRSSD 5280946 · 2020-03-01 to 2025-09-05
Unresolved entityRSSD 5395822 · 2018-08-13 to current
Unresolved entityRSSD 3660393 · 2018-05-01 to 2019-09-17
Unresolved entityRSSD 4542320 · 2013-07-10 to 2023-02-28
2021-09-01RSSD 982937 → 3532641 · code 1
2020-03-01RSSD 535874 → 3532641 · code 1
2018-11-01RSSD 3597592 → 3532641 · code 1
2018-05-01RSSD 3393806 → 3532641 · code 1
2017-11-01RSSD 450034 → 3532641 · code 1
2016-02-27RSSD 2398596 → 3532641 · code 1
No reviewed revisions published.
Latest registered batch · retrieved Aug 27, 2026, 10:51 AM UTC · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $6.1B | $5.4B | $4.6B | 1.12% | 10.34% | 3.56% |
| 2026-03-31 | $5.9B | $5.2B | $4.5B | 1.04% | 9.60% | 3.52% |
| 2025-12-31 | $5.9B | $5.2B | $4.3B | 1.00% | 9.70% | 3.36% |
| 2025-09-30 | $5.8B | $5.1B | $4.2B | 0.97% | 9.60% | 3.30% |
| 2025-06-30 | $5.5B | $4.9B | $4.1B | 0.91% | 9.17% | 3.27% |
| 2025-03-31 | $5.4B | $4.8B | $4.0B | 0.90% | 9.12% | 3.21% |
| 2024-12-31 | $5.3B | $4.7B | $3.9B | 0.80% | 7.78% | 3.13% |
| 2024-09-30 | $4.9B | $4.3B | $3.7B | 0.80% | 7.68% | 3.07% |
| 2024-06-30 | $4.9B | $4.3B | $3.5B | 0.79% | 7.64% | 2.99% |
| 2024-03-31 | $5.0B | $4.4B | $3.4B | 0.85% | 8.20% | 2.93% |
| 2023-12-31 | $4.8B | $4.3B | $3.4B | 0.68% | 6.57% | 3.08% |
| 2023-09-30 | $4.8B | $4.3B | $3.3B | 0.71% | 6.98% | 3.12% |
| 2023-06-30 | $4.7B | $4.2B | $3.3B | 0.94% | 9.19% | 3.22% |
| 2023-03-31 | $4.8B | $4.2B | $3.3B | 1.04% | 10.19% | 3.43% |
| 2022-12-31 | $4.6B | $4.1B | $3.2B | 0.98% | 10.01% | 3.27% |
| 2022-09-30 | $4.8B | $4.3B | $3.1B | 0.91% | 9.36% | 3.16% |
| 2022-06-30 | $4.8B | $4.3B | $3.0B | 0.85% | 8.66% | 3.01% |
| 2022-03-31 | $4.7B | $4.2B | $2.8B | 0.79% | 8.05% | 2.91% |
| 2021-12-31 | $4.6B | $4.0B | $2.7B | 0.96% | 8.98% | 3.27% |
| 2021-09-30 | $4.4B | $3.8B | $2.6B | 1.09% | 9.96% | 3.36% |
| 2021-06-30 | $3.6B | $3.2B | $2.5B | 1.18% | 10.62% | 3.41% |
| 2021-03-31 | $3.6B | $3.1B | $2.5B | 1.21% | 10.73% | 3.43% |
| 2020-12-31 | $3.3B | $2.8B | $2.4B | 0.90% | 7.45% | 3.71% |
| 2020-09-30 | $3.4B | $2.7B | $2.4B | 0.78% | 6.47% | 3.73% |
| 2020-06-30 | $3.3B | $2.6B | $2.4B | 0.74% | 5.91% | 3.81% |
| 2020-03-31 | $2.9B | $2.4B | $2.1B | 0.55% | 4.16% | 3.84% |
| 2019-12-31 | $2.4B | $2.1B | $1.9B | 1.08% | 7.94% | 4.03% |
| 2019-09-30 | $2.4B | $2.0B | $1.9B | 1.03% | 7.58% | 4.06% |
| 2019-06-30 | $2.4B | $2.0B | $1.8B | 0.97% | 7.21% | 4.08% |
| 2019-03-31 | $2.4B | $2.0B | $1.8B | 1.03% | 7.63% | 4.07% |
| 2018-12-31 | $2.3B | $1.9B | $1.8B | 1.16% | 9.36% | 4.34% |
| 2018-09-30 | $2.1B | $1.7B | $1.6B | 0.95% | 7.94% | 4.32% |
| 2018-06-30 | $2.1B | $1.7B | $1.6B | 0.94% | 8.11% | 4.39% |
| 2018-03-31 | $1.8B | $1.5B | $1.4B | 0.91% | 8.21% | 4.32% |
| 2017-12-31 | $1.7B | $1.4B | $1.3B | 0.59% | 5.69% | 4.12% |
| 2017-09-30 | $1.1B | $1.0B | $0.9B | 0.75% | 7.17% | 4.04% |
| 2017-06-30 | $1.1B | $1.0B | $0.9B | 0.77% | 7.40% | 3.95% |
| 2017-03-31 | $1.0B | $0.9B | $0.8B | 0.71% | 6.89% | 3.94% |
| 2016-12-31 | $1.1B | $0.9B | $0.8B | 0.63% | 6.65% | 3.96% |
| 2016-09-30 | $1.0B | $0.9B | $0.8B | 0.61% | 6.43% | 3.96% |
| 2016-06-30 | $1.0B | $0.9B | $0.8B | 0.58% | 6.09% | 3.96% |
| 2016-03-31 | $1.0B | $0.9B | $0.7B | 0.59% | 6.22% | 3.96% |
| FL |
| 1 |
| 0 |
| Unavailable |
| Pensacola | FL | 1 | 0 | Unavailable |
| Tallahassee | FL | 1 | 0 | Unavailable |
Reviewed NIC structure change on 2021-09-01: RSSD 982937 → 3532641 (1). The location count above reflects the current combined network and is not itself a measure of organic branch growth. 7 structure changes are on record for this entity; see History & events for the full list.
Branch locations reflect the latest registered FDIC location release, not real-time openings. Opening/closing attribution to organic growth vs. merger activity remains unavailable beyond the reviewed structure changes noted above. Annual deposit market share by state is available separately, below.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| TN | $3.1B | 1.31% | 12 | Continuing · +0.06 pp |
| AL | $1.5B | 1.07% | 17 | Continuing · +0.13 pp |
| FL | $290M | 0.03% | 104 | Continuing · +0.00 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.