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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Cottonwood Heights, UT · FDIC certificate #26881 · RSSD 962966
SOFI BANK NATIONAL ASSN is an FDIC-insured institution based in Cottonwood Heights, UT (FDIC certificate #26881). In its Q3 2026 Call Report it reported total assets of $63.5B, total deposits of $51.8B and net loans of $52.5B. Its primary federal regulator is OCC. Its current parent is SOFI TECHNOLOGIES, INC..
Reported facts
SOFI BANK NATIONAL ASSN (FDIC certificate #26881) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $63.5B |
|---|---|
| Total deposits | $51.8B |
| Net loans and leases | $52.5B |
| Return on assets | 2.06% |
| Return on equity | 16.05% |
| Net interest margin | 6.23% |
| Quarterly asset change | 11.82% |
| Quarterly deposit change | 10.75% |
Plain-language readout
SOFI BANK NATIONAL ASSN in Cottonwood Heights, UT reported total assets of $63.5B, total deposits of $51.8B and net loans of $52.5B in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 2.06%, a return on equity of 16.05%, a net interest margin of 6.23%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
Total assets rose 54.0% over the past four quarters, from $41.3B in Q3 2025 to $63.5B in Q3 2026. Total deposits rose 53.4% over the past four quarters, from $33.8B in Q3 2025 to $51.8B in Q3 2026. Net loans rose 55.5% over the past four quarters, from $33.7B in Q3 2025 to $52.5B in Q3 2026.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $63.5B | $51.8B | $52.5B | 2.06% | 16.05% | 6.23% |
| Q2 2026 | $56.8B | $46.8B | $46.7B | 1.98% | 15.41% | 6.07% |
| Q1 2026 | $49.7B | $42.3B | $40.9B | 2.03% | 15.84% | 6.02% |
| Q4 2025 | $46.6B | $39.7B | $36.7B | 1.96% | 14.17% | 6.15% |
| Q3 2025 | $41.3B | $33.8B | $33.7B | 2.01% | 14.23% | 6.28% |
| Q2 2025 | $36.3B | $29.7B | $30.3B | 2.05% | 14.52% | 6.35% |
| Q1 2025 | $32.9B | $27.4B | $27.1B | 2.13% | 14.68% | 6.52% |
| Q4 2024 | $31.1B | $26.0B | $25.4B | 1.72% | 12.14% | 6.32% |
| Q3 2024 | $29.3B | $24.6B | $24.3B | 1.71% | 12.19% | 6.27% |
| Q2 2024 | $27.4B | $23.1B | $22.7B | 1.54% | 11.06% | 6.32% |
| Q1 2024 | $25.7B | $21.8B | $20.4B | 1.61% | 11.56% | 6.50% |
| Q4 2023 | $24.1B | $18.9B | $19.8B | 2.04% | 15.36% | 6.72% |
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