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Regulatory profile
Solvay, NY · FDIC certificate #13297 · RSSD 722816
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $1.2B | $1.1B | $0.7B | 0.76% | 9.73% | 2.57% |
| 2026-03-31 | $1.2B | $1.1B | $0.7B | 0.66% | 8.43% | 2.60% |
| 2025-12-31 | $1.2B | $1.1B | $0.7B | 0.49% | 6.84% | 2.27% |
| 2025-09-30 | $1.3B | $1.1B | $0.7B | 0.47% | 6.71% | 2.19% |
| 2025-06-30 | $1.2B | $1.1B | $0.7B | 0.41% | 5.82% | 2.16% |
| 2025-03-31 | $1.2B | $1.0B | $0.7B | 0.40% | 5.83% | 2.13% |
| 2024-12-31 | $1.2B | $1.1B | $0.7B | 0.40% | 6.05% | 1.94% |
| 2024-09-30 | $1.3B | $1.1B | $0.7B | 0.45% | 6.86% | 1.91% |
| 2024-06-30 | $1.2B | $1.1B | $0.7B | 0.56% | 8.74% | 1.93% |
| 2024-03-31 | $1.2B | $1.0B | $0.7B | 0.53% | 8.12% | 1.97% |
| 2023-12-31 | $1.1B | $1.0B | $0.7B | 0.57% | 8.98% | 2.37% |
| 2023-09-30 | $1.2B | $1.0B | $0.7B | 0.69% | 10.97% | 2.48% |
| 2023-06-30 | $1.1B | $1.0B | $0.7B | 0.78% | 12.10% | 2.63% |
| 2023-03-31 | $1.1B | $1.0B | $0.7B | 0.96% | 14.81% | 2.84% |
| 2022-12-31 | $1.1B | $1.0B | $0.7B | 0.97% | 13.86% | 2.77% |
| 2022-09-30 | $1.2B | $1.1B | $0.6B | 0.97% | 13.46% | 2.74% |
| 2022-06-30 | $1.1B | $1.0B | $0.6B | 0.96% | 12.30% | 2.70% |
| 2022-03-31 | $1.1B | $1.0B | $0.6B | 0.96% | 11.47% | 2.65% |
| 2021-12-31 | $1.1B | $1.0B | $0.6B | 0.95% | 10.55% | 2.66% |
| 2021-09-30 | $1.1B | $1.0B | $0.6B | 0.91% | 10.09% | 2.63% |
| 2021-06-30 | $1.1B | $1.0B | $0.6B | 0.86% | 9.51% | 2.58% |
| 2021-03-31 | $1.1B | $1.0B | $0.6B | 0.87% | 9.51% | 2.61% |
| 2020-12-31 | $1.0B | $0.9B | $0.6B | 0.71% | 7.61% | 2.60% |
| 2020-09-30 | $1.1B | $0.9B | $0.6B | 0.72% | 7.74% | 2.59% |
| 2020-06-30 | $1.1B | $0.9B | $0.7B | 0.69% | 7.29% | 2.63% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 1143342 · 1987-06-30 to current
None matched.
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.