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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
Regulatory profile
FDIC certificate #28332 · RSSD 272272
SOUTHERN BANK is an FDIC-insured institution (FDIC certificate #28332). In its Q2 2026 Call Report it reported total assets of $5.2B, total deposits of $4.4B and net loans of $4.3B. Its primary federal regulator is FED.
Reported facts
Deterministic ratios for SOUTHERN BANK from its Q2 2026 Call Report. Detailed loan and deposit composition follows below.
| Common equity tier 1 ratio | 12.12% |
|---|---|
| Equity to assets | 10.45% |
| Noncurrent loans ratio | 0.63% |
| Nonaccrual loans ratio | 0.63% |
| Loan to deposit ratio | 99.37% |
| Liquid assets ratio | 9.76% |
| Brokered deposit ratio | 6.57% |
| Total deposits | $4.4B |
| Net loans and leases | $4.3B |