Regulatory profile
FDIC certificate #35295 · RSSD 2849801
Recent activity
Deterministic, evidence-linked observations only — not a prediction, rating or recommendation. What counts as Notable.
Southern First Bank changed deposits by 74623 USD thousands and market share by 0.014864 points in SC
Source ↗Southern First Bank changed deposits by 34200 USD thousands and market share by 0.018645 points in Wake County, NC
Source ↗Southern First Bank changed deposits by 1176 USD thousands and market share by -0.000297 points in Mecklenburg County, NC
Source ↗Southern First Bank changed deposits by 45907 USD thousands and market share by 0.010054 points in Fulton County, GA
Source ↗Southern First Bank changed deposits by -18989 USD thousands and market share by -0.612946 points in Lexington County, SC
Source ↗Ten-year database
Branch and geographic intelligence
FDIC branch-location snapshot dated 2026-08-22
| Market | State | Locations | Main offices | Earliest establishment |
|---|---|---|---|---|
| Greenville | SC | 3 | 1 | Unavailable |
| Atlanta | GA | 1 | 0 | Unavailable |
| Charlotte | NC | 1 | 0 | Unavailable |
| Greensboro | NC | 1 | 0 | Unavailable |
| Raleigh | NC | 1 | 0 | Unavailable |
| Cayce | SC | 1 | 0 | Unavailable |
| Charleston | SC | 1 | 0 | Unavailable |
| Greer | SC | 1 | 0 | Unavailable |
| Mount Pleasant | SC | 1 | 0 | Unavailable |
| Summerville | SC | 1 | 0 | Unavailable |
Branch locations reflect the latest registered FDIC location release, not real-time openings. Opening/closing attribution to organic growth vs. merger activity remains unavailable beyond the reviewed structure changes noted above. Annual deposit market share by state is available separately, below.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unresolved entityRSSD 2849799 · 2000-01-10 to current
None matched.
None matched.
No reviewed revisions published.
Latest registered batch · retrieved Aug 27, 2026, 10:51 AM UTC · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $4.7B | $4.0B | $4.0B | 0.96% | 11.01% | 2.93% |
| 2026-03-31 | $4.6B | $3.9B | $3.9B | 0.91% | 10.48% | 2.88% |
| 2025-12-31 | $4.4B | $3.7B | $3.8B | 0.75% | 8.71% | 2.63% |
| 2025-09-30 | $4.4B | $3.7B | $3.8B | 0.68% | 8.00% | 2.57% |
| 2025-06-30 | $4.3B | $3.7B | $3.7B | 0.60% | 7.09% | 2.48% |
| 2025-03-31 | $4.3B | $3.6B | $3.7B | 0.54% | 6.40% | 2.41% |
| 2024-12-31 | $4.1B | $3.5B | $3.6B | 0.42% | 5.05% | 2.15% |
| 2024-09-30 | $4.2B | $3.5B | $3.6B | 0.37% | 4.41% | 2.07% |
| 2024-06-30 | $4.1B | $3.5B | $3.6B | 0.32% | 3.80% | 2.03% |
| 2024-03-31 | $4.1B | $3.5B | $3.6B | 0.29% | 3.53% | 1.99% |
| 2023-12-31 | $4.1B | $3.4B | $3.6B | 0.39% | 4.67% | 2.15% |
| 2023-09-30 | $4.0B | $3.4B | $3.5B | 0.36% | 4.38% | 2.18% |
| 2023-06-30 | $4.0B | $3.5B | $3.5B | 0.31% | 3.77% | 2.21% |
| 2023-03-31 | $3.9B | $3.4B | $3.4B | 0.33% | 3.94% | 2.33% |
| 2022-12-31 | $3.7B | $3.2B | $3.2B | 0.93% | 9.99% | 3.23% |
| 2022-09-30 | $3.4B | $3.0B | $3.0B | 1.04% | 10.83% | 3.35% |
| 2022-06-30 | $3.3B | $2.9B | $2.8B | 1.03% | 10.52% | 3.38% |
| 2022-03-31 | $3.1B | $2.7B | $2.6B | 1.11% | 11.03% | 3.37% |
| 2021-12-31 | $2.9B | $2.6B | $2.5B | 1.79% | 17.35% | 3.57% |
| 2021-09-30 | $2.8B | $2.5B | $2.4B | 1.82% | 17.58% | 3.60% |
| 2021-06-30 | $2.7B | $2.3B | $2.2B | 1.67% | 16.15% | 3.64% |
| 2021-03-31 | $2.6B | $2.3B | $2.2B | 1.69% | 16.49% | 3.65% |
| 2020-12-31 | $2.5B | $2.2B | $2.2B | 0.82% | 8.18% | 3.71% |
| 2020-09-30 | $2.5B | $2.2B | $2.1B | 0.61% | 6.07% | 3.69% |
| 2020-06-30 | $2.5B | $2.2B | $2.0B | 0.70% | 7.02% | 3.71% |
| 2020-03-31 | $2.4B | $2.0B | $2.0B | 0.56% | 5.47% | 3.41% |
| 2019-12-31 | $2.3B | $1.9B | $2.0B | 1.37% | 14.01% | 3.47% |
| 2019-09-30 | $2.2B | $1.9B | $1.9B | 1.37% | 14.24% | 3.47% |
| 2019-06-30 | $2.1B | $1.9B | $1.8B | 1.35% | 14.41% | 3.46% |
| 2019-03-31 | $2.0B | $1.8B | $1.7B | 1.26% | 13.38% | 3.47% |
| 2018-12-31 | $1.9B | $1.7B | $1.7B | 1.29% | 13.52% | 3.63% |
| 2018-09-30 | $1.9B | $1.6B | $1.6B | 1.29% | 13.59% | 3.62% |
| 2018-06-30 | $1.8B | $1.6B | $1.5B | 1.29% | 13.46% | 3.59% |
| 2018-03-31 | $1.7B | $1.5B | $1.5B | 1.28% | 13.27% | 3.60% |
| 2017-12-31 | $1.6B | $1.4B | $1.4B | 0.90% | 9.44% | 3.65% |
| 2017-09-30 | $1.6B | $1.3B | $1.3B | 1.02% | 10.84% | 3.64% |
| 2017-06-30 | $1.5B | $1.3B | $1.3B | 0.96% | 10.44% | 3.57% |
| 2017-03-31 | $1.5B | $1.2B | $1.2B | 0.92% | 10.45% | 3.59% |
| 2016-12-31 | $1.3B | $1.1B | $1.2B | 1.06% | 12.10% | 3.66% |
| 2016-09-30 | $1.3B | $1.0B | $1.1B | 1.07% | 12.25% | 3.65% |
| 2016-06-30 | $1.3B | $1.1B | $1.1B | 1.05% | 12.14% | 3.62% |
| 2016-03-31 | $1.2B | $1.0B | $1.0B | 1.08% | 12.47% | 3.65% |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.