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Regulatory profile
Greenville, SC · FDIC certificate #35295 · RSSD 2849801
SOUTHERN FIRST BANK is an FDIC-insured institution based in Greenville, SC (FDIC certificate #35295). In its Q2 2026 Call Report it reported total assets of $4.7B, total deposits of $4.0B and net loans of $4.0B. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for SOUTHERN FIRST BANK from its Q2 2026 Call Report. Detailed loan and deposit composition follows below.
| Common equity tier 1 ratio | 11.61% |
|---|---|
| Equity to assets | 8.68% |
| Noncurrent loans ratio | 0.28% |
| Nonaccrual loans ratio | 0.28% |
| Loan to deposit ratio | 100.92% |
| Liquid assets ratio | 10.33% |
| Brokered deposit ratio | 9.47% |
| Total deposits | $4.0B |
| Net loans and leases | $4.0B |