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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · database outage
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2022-03-31 | 1,079,968 | 963,453 | 837,225 | 0.97 | 10.10 | 4.21 |
| 2022-06-30 | 1,089,426 | 933,095 | 913,027 | 1.16 | 11.84 | 4.14 |
| 2022-09-30 | 1,255,648 | 936,933 | 1,046,091 | 1.23 | 12.88 | 4.19 |
| 2022-12-31 | 1,366,149 | 913,685 | 1,138,087 | 1.25 | 13.46 | 4.34 |
| 2023-03-31 | 1,433,526 | 1,043,436 | 1,183,253 | 1.24 | 14.00 | 3.87 |
| 2023-06-30 | 1,506,875 | 1,090,617 | 1,276,232 | 1.21 | 13.72 | 3.86 |
| 2023-09-30 | 1,643,186 | 1,228,010 | 1,381,159 | 1.23 | 14.10 | 3.82 |
| 2023-12-31 | 1,659,022 | 1,378,170 | 1,465,578 | 1.13 | 13.08 | 3.78 |
| 2024-03-31 | 1,693,122 | 1,393,100 | 1,540,706 | 1.13 | 13.60 | 3.65 |
| 2024-06-30 | 1,747,935 | 1,496,905 | 1,532,592 | 1.05 | 12.70 | 3.64 |
| 2024-09-30 | 1,788,385 | 1,626,731 | 1,526,199 | 1.05 | 12.58 | 3.63 |
| 2024-12-31 | 1,761,151 | 1,624,894 | 1,483,900 | -0.46 | -5.67 | 3.53 |
| 2025-03-31 | 1,792,650 | 1,652,188 | 1,468,580 | 0.50 | 6.95 | 3.04 |
| 2025-06-30 | 1,675,507 | 1,536,448 | 1,426,644 | 0.53 | 7.19 | 3.27 |
| 2025-09-30 | 1,596,315 | 1,453,196 | 1,308,857 | 0.53 | 7.02 | 3.35 |
| 2025-12-31 | 1,563,295 | 1,436,668 | 1,171,899 | -0.54 | -7.19 | 3.36 |
| 2026-03-31 | 1,444,006 | 1,318,742 | 1,100,322 | -0.26 | -3.34 | 3.28 |
| 2026-06-30 | 1,360,933 | 1,247,267 | 1,035,657 | -1.71 | -22.09 | 3.26 |
11 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2022-01-06 | 1 | 113937 | 3386536 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.