Regulatory profile
Birmingham, AL · FDIC certificate #58088 · RSSD 3386536
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $1.4B | $1.2B | $1.0B | -1.71% | -22.09% | 3.26% |
| 2026-03-31 | $1.4B | $1.3B | $1.1B | -0.26% | -3.34% | 3.28% |
| 2025-12-31 | $1.6B | $1.4B | $1.2B | -0.54% | -7.19% | 3.36% |
| 2025-09-30 | $1.6B | $1.5B | $1.3B | 0.53% | 7.02% | 3.35% |
| 2025-06-30 | $1.7B | $1.5B | $1.4B | 0.53% | 7.19% | 3.27% |
| 2025-03-31 | $1.8B | $1.7B | $1.5B | 0.50% | 6.95% | 3.04% |
| 2024-12-31 | $1.8B | $1.6B | $1.5B | -0.46% | -5.67% | 3.53% |
| 2024-09-30 | $1.8B | $1.6B | $1.5B | 1.05% | 12.58% | 3.63% |
| 2024-06-30 | $1.7B | $1.5B | $1.5B | 1.05% | 12.70% | 3.64% |
| 2024-03-31 | $1.7B | $1.4B | $1.5B | 1.13% | 13.60% | 3.65% |
| 2023-12-31 | $1.7B | $1.4B | $1.5B | 1.13% | 13.08% | 3.78% |
| 2023-09-30 | $1.6B | $1.2B | $1.4B | 1.23% | 14.10% | 3.82% |
| 2023-06-30 | $1.5B | $1.1B | $1.3B | 1.21% | 13.72% | 3.86% |
| 2023-03-31 | $1.4B | $1.0B | $1.2B | 1.24% | 14.00% | 3.87% |
| 2022-12-31 | $1.4B | $0.9B | $1.1B | 1.25% | 13.46% | 4.34% |
| 2022-09-30 | $1.3B | $0.9B | $1.0B | 1.23% | 12.88% | 4.19% |
| 2022-06-30 | $1.1B | $0.9B | $0.9B | 1.16% | 11.84% | 4.14% |
| 2022-03-31 | $1.1B | $1.0B | $0.8B | 0.97% | 10.10% | 4.21% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 4975049 · 2016-09-30 to current
Unmatched RSSD entityRSSD 4975049 · 2016-08-05 to 2016-09-29
2022-01-06RSSD 113937 → 3386536 · code 1
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.