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Regulatory profile
Saint Charles, IL · FDIC certificate #27052 · RSSD 428547
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $3.7B | $3.1B | $2.7B | 1.44% | 14.34% | 3.15% |
| 2026-03-31 | $3.5B | $3.0B | $2.7B | 1.36% | 13.53% | 3.16% |
| 2025-12-31 | $3.5B | $2.9B | $2.6B | 1.41% | 14.01% | 3.21% |
| 2025-09-30 | $3.3B | $2.8B | $2.5B | 1.45% | 14.36% | 3.22% |
| 2025-06-30 | $3.3B | $2.9B | $2.4B | 1.41% | 14.05% | 3.22% |
| 2025-03-31 | $3.0B | $2.5B | $2.3B | 1.33% | 12.89% | 3.30% |
| 2024-12-31 | $2.8B | $2.4B | $2.3B | 1.36% | 13.35% | 3.38% |
| 2024-09-30 | $2.9B | $2.5B | $2.2B | 1.36% | 13.37% | 3.38% |
| 2024-06-30 | $2.8B | $2.4B | $2.1B | 1.47% | 14.40% | 3.41% |
| 2024-03-31 | $2.6B | $2.2B | $1.9B | 1.64% | 15.86% | 3.45% |
| 2023-12-31 | $2.5B | $2.1B | $1.9B | 1.44% | 14.09% | 3.68% |
| 2023-09-30 | $2.5B | $2.1B | $1.8B | 1.44% | 14.23% | 3.62% |
| 2023-06-30 | $2.4B | $2.0B | $1.8B | 1.45% | 14.08% | 3.64% |
| 2023-03-31 | $2.2B | $1.8B | $1.7B | 1.16% | 11.03% | 3.82% |
| 2022-12-31 | $2.1B | $1.8B | $1.6B | 1.19% | 10.88% | 3.05% |
| 2022-09-30 | $2.1B | $1.7B | $1.6B | 1.10% | 9.93% | 2.80% |
| 2022-06-30 | $1.9B | $1.6B | $1.5B | 0.99% | 8.78% | 2.65% |
| 2022-03-31 | $1.9B | $1.6B | $1.5B | 0.81% | 7.32% | 2.51% |
| 2021-12-31 | $1.9B | $1.7B | $1.4B | 1.13% | 10.33% | 2.63% |
| 2021-09-30 | $1.9B | $1.6B | $1.4B | 1.35% | 12.34% | 2.66% |
| 2021-06-30 | $1.9B | $1.6B | $1.4B | 1.42% | 13.07% | 2.67% |
| 2021-03-31 | $1.9B | $1.6B | $1.4B | 1.68% | 15.58% | 2.62% |
| 2020-12-31 | $1.8B | $1.5B | $1.3B | 0.49% | 4.29% | 2.92% |
| 2020-09-30 | $1.8B | $1.5B | $1.4B | 0.35% | 3.02% | 3.01% |
| 2020-06-30 | $1.8B | $1.5B | $1.4B | 0.41% | 3.51% | 3.08% |
| 2020-03-31 | $1.6B | $1.3B | $1.2B | 0.71% | 5.78% | 3.23% |
| 2019-12-31 | $1.5B | $1.3B | $1.2B | 0.65% | 5.55% | 3.35% |
| 2019-09-30 | $1.3B | $1.1B | $0.9B | 0.77% | 6.82% | 3.29% |
| 2019-06-30 | $1.2B | $1.1B | $0.9B | 0.59% | 5.24% | 3.33% |
| 2019-03-31 | $1.2B | $1.0B | $0.9B | 0.93% | 8.18% | 3.39% |
| 2018-12-31 | $1.2B | $1.0B | $0.9B | 1.05% | 9.15% | 3.41% |
| 2018-09-30 | $1.2B | $1.0B | $0.9B | 1.06% | 9.27% | 3.38% |
| 2018-06-30 | $1.1B | $0.9B | $0.9B | 1.03% | 8.94% | 3.41% |
| 2018-03-31 | $1.1B | $0.9B | $0.8B | 1.01% | 8.72% | 3.36% |
| 2017-12-31 | $1.1B | $0.9B | $0.8B | 0.96% | 7.91% | 3.48% |
| 2017-09-30 | $1.1B | $0.9B | $0.8B | 0.89% | 7.35% | 3.50% |
| 2017-06-30 | $1.0B | $0.9B | $0.8B | 0.88% | 7.24% | 3.48% |
| 2017-03-31 | $1.0B | $0.9B | $0.8B | 0.79% | 6.40% | 3.39% |
| 2016-12-31 | $1.0B | $0.9B | $0.8B | 0.89% | 7.98% | 3.46% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
WINTRUST FINANCIAL CORPORATIONRSSD 2260406 · 2006-05-31 to current
Unmatched RSSD entityRSSD 2008158 · 1992-07-01 to 2006-05-30
2019-10-07RSSD 3371309 → 428547 · code 1
2016-11-19RSSD 2108348 → 428547 · code 1
2011-09-30RSSD 856337 → 428547 · code 1
2006-11-04RSSD 428547 → 2119773 · code 7
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.