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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Stanton, NE · FDIC certificate #5478
STANTON STATE BANK is an FDIC-insured institution based in Stanton, NE (FDIC certificate #5478). In its Q3 2026 Call Report it reported total assets of $61M, total deposits of $55M and net loans of $39M. Its primary federal regulator is FED.
Plain-language readout
STANTON STATE BANK has 3 quarters of reported history on file, from Q1 2026 to Q3 2026.
Total assets peaked at $65M in Q2 2026 and were lowest at $61M in Q3 2026.
Total deposits were highest at $58M in Q2 2026 and lowest at $55M in Q3 2026.
Over the whole period total assets fell 2.6%.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $61M | $55M | $39M | 1.37% | 14.35% | 4.03% |
| Q2 2026 | $65M | $58M | $37M | 1.28% | 13.74% | 3.94% |
| Q1 2026 | $63M | $57M | $35M | 1.34% | 14.41% | 3.86% |
History
| Line | Q2 2026 | Q1 2026 | Change | Change, percent |
|---|---|---|---|---|
| Assets | ||||
| Cash and balances due from depository institutions | $6.8M | $7.2M | -$471K | -6.5% |
| Federal funds sold | $1.5M | $1.5M | $0K | 0.0% |
| Securities purchased under agreements to resell | $0K | $0K | $0K | n/a |
| Securities (available for sale at fair value plus held to maturity net of allowance) | $17.8M | $17.5M | +$283K | +1.6% |
| Equity securities with readily determinable fair values, not held for trading | $0K | $0K | $0K | n/a |
| Loans and leases held for sale | $0K | $0K | $0K | n/a |
| Net loans and leases (after allowance) | $37.1M | $35.3M | +$1.9M | +5.3% |
| Trading assets | $0K | $0K | $0K | n/a |
| Premises and fixed assets | $363K | $383K | -$20K | -5.2% |
| Other real estate owned | $0K | $0K | $0K | n/a |
| Investments in unconsolidated subsidiaries and associated companies | $0K | $0K | $0K | n/a |
| Direct and indirect investments in real estate ventures | $0K | $0K | $0K | n/a |
| Intangible assets (goodwill, servicing, other) | $75K | $77K | -$2K | -2.6% |
| All other assets | $1.2M | $1.1M | +$57K | +5.1% |
| Total assets | $64.8M | $63.1M | +$1.7M | +2.7% |
| Liabilities | ||||
| Total deposits | $58.4M | $56.8M | +$1.6M | +2.8% |
| Federal funds purchased | $0K | $0K | $0K | n/a |
| Securities sold under agreements to repurchase | $0K | $0K | $0K | n/a |
| Trading liabilities | $0K | $0K | $0K | n/a |
| Other borrowed money | $0K | $0K | $0K | n/a |
| Subordinated notes and debentures | $0K | $0K | $0K | n/a |
| All other liabilities | $281K | $343K | -$62K | -18.1% |
| Total liabilities | $58.7M | $57.2M | +$1.5M | +2.7% |
| Equity | ||||
| Perpetual preferred stock | $0K | $0K | $0K | n/a |
| Common stock | $200K | $200K | $0K | 0.0% |
| Surplus | $200K | $200K | $0K | 0.0% |
| Retained earnings | $5.8M | $5.6M | +$197K | +3.5% |
| Accumulated other comprehensive income | -$86K | -$70K | -$16K | -22.9% |
| Other equity components | $0K | $0K | $0K | n/a |
| Total equity capital | $6.1M | $5.9M | +$181K | +3.1% |
| Credit and capital | ||||
| Gross nonperforming assets | $90K | $94K | -$4K | -4.3% |
| Adjusted nonperforming assets | $90K | $94K | -$4K | -4.3% |
| Tangible equity plus allowance | $6.4M | $6.3M | +$185K | +3.0% |
| Texas ratio (gross) | 1.40% | 1.50% | -0.11 pts | See points |
| Texas ratio (adjusted) | 1.40% | 1.50% | -0.11 pts | See points |
| Texas ratio (adjusted, with performing restructured) | 1.40% | 1.50% | -0.11 pts | See points |
| Tier 1 capital to risk-weighted assets | 16.45% | 16.35% | +0.10 pts | See points |
| Common equity Tier 1 to risk-weighted assets | 16.45% | 16.35% | +0.10 pts | See points |
| Tier 2 capital to risk-weighted assets | 1.18% | 1.21% | -0.03 pts | See points |
| Total risk-based capital to risk-weighted assets | 17.63% | 17.56% | +0.07 pts | See points |
| Tier 1 leverage (approximate) | 9.65% | 9.56% | +0.09 pts | See points |
| Construction and land loans to total capital | 1.15% | 15.00% | -13.85 pts | See points |
| Commercial real estate to total capital | 1.15% | 15.00% | -13.85 pts | See points |
| Dividend payout, year to date | 0.00% | 0.00% | 0.00 pts | See points |
| Securities unrealized gain (loss) to Tier 1 capital | -1.98% | -1.69% | -0.29 pts | See points |
| Liquidity | ||||
| Core deposits | $56.7M | $55.1M | +$1.6M | +2.9% |
| Non-core funding | $1.8M | $1.8M | +$7K | +0.4% |
| Loans to core deposits | 66.30% | 64.81% | +1.49 pts | See points |
| Loans to deposits | 64.30% | 62.81% | +1.49 pts | See points |
| Brokered deposits share of deposits | 0.00% | 0.00% | 0.00 pts | See points |
| Pledged securities share of securities | 84.64% | 94.41% | -9.77 pts | See points |
| Loans pledged, share of loans | 33.63% | 33.04% | +0.60 pts | See points |
| Volatile liabilities | $1.8M | $1.8M | +$7K | +0.4% |
| Earnings | ||||
| Earnings before provision, year to date | $405K | $209K | +$196K | +93.8% |
| Earnings before provision, single quarter | $196K | $209K | -$13K | -6.2% |
| Provision for credit losses, year to date | $0K | $0K | $0K | n/a |
| Yield and cost | ||||
| Yield on loans and leases | 6.57% | 6.53% | +0.03 pts | See points |
| Yield on interest-bearing balances due from banks | 3.94% | 3.58% | +0.36 pts | See points |
| Total interest income to average assets | 5.06% | 4.92% | +0.14 pts | See points |
| Cost of interest-bearing transaction accounts | 0.48% | 0.46% | +0.02 pts | See points |
| Cost of savings and money market deposits | 1.73% | 1.65% | +0.08 pts | See points |
| Cost of time deposits | 3.47% | 3.56% | -0.09 pts | See points |
| Total interest expense to average assets | 1.34% | 1.37% | -0.02 pts | See points |
Dollar lines show the change in dollars and percent. Ratio lines show the change in percentage points. Earnings lines marked year to date restart each January; the single-quarter line removes that restart.
Recent activity
No reviewed changes are available for this institution in the tracked window. This does not establish that no event occurred.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-09-30 | $61M | $55M | $39M | 1.37% | 14.35% | 4.03% |
| 2026-06-30 | $65M | $58M | $37M | 1.28% | 13.74% | 3.94% |
| 2026-03-31 | $63M | $57M | $35M | 1.34% | 14.41% | 3.86% |
Branch detail unavailable. Locations are not inferred from headquarters.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| NE | $55.2M | 0.06% | 133 | Continuing · -0.00 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.
No matched ownership, transformations, or reviewed revisions are available. Absence of a match is not proof that no change occurred.