Regulatory profile
New Richland, MN · FDIC certificate #9735
STATE BANK OF NEW RICHLAND is an FDIC-insured institution based in New Richland, MN (FDIC certificate #9735). In its Q3 2026 Call Report it reported total assets of $123M, total deposits of $75M and net loans of $109M. Its primary federal regulator is FDIC.
Reported facts
STATE BANK OF NEW RICHLAND (FDIC certificate #9735) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $123M |
|---|---|
| Total deposits | $75M |
| Net loans and leases | $109M |
| Return on assets | 2.03% |
| Return on equity | 21.17% |
| Net interest margin | 3.61% |
| Quarterly asset change | -0.84% |
| Quarterly deposit change | -7.19% |
Plain-language readout
STATE BANK OF NEW RICHLAND in New Richland, MN reported total assets of $123M, total deposits of $75M and net loans of $109M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 2.03%, a return on equity of 21.17%, a net interest margin of 3.61%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $123M | $75M | $109M | 2.03% | 21.17% | 3.61% |
| Q2 2026 | $124M | $81M | $109M | 1.97% | 20.87% | 3.55% |
| Q1 2026 | $125M | $78M | $112M | 2.12% | 23.02% | 3.56% |
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