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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Table Rock, NE · FDIC certificate #9822
STATE BANK OF TABLE ROCK is an FDIC-insured institution based in Table Rock, NE (FDIC certificate #9822). In its Q3 2026 Call Report it reported total assets of $154M, total deposits of $122M and net loans of $130M. Its primary federal regulator is FDIC.
Plain-language readout
STATE BANK OF TABLE ROCK has 3 quarters of reported history on file, from Q1 2026 to Q3 2026.
Total assets peaked at $154M in Q3 2026 and were lowest at $149M in Q1 2026.
Total deposits were highest at $122M in Q3 2026 and lowest at $118M in Q1 2026.
Over the whole period total assets rose 3.8%.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $154M | $122M | $130M | 1.39% | 14.50% | 4.35% |
| Q2 2026 | $150M | $119M | $129M | 1.40% | 14.50% | 4.37% |
| Q1 2026 | $149M | $118M | $125M | 1.39% | 14.40% | 4.33% |
History
| Line | Q2 2026 | Q1 2026 | Change | Change, percent |
|---|---|---|---|---|
| Assets | ||||
| Cash and balances due from depository institutions | $11.3M | $14.5M | -$3.2M | -22.0% |
| Federal funds sold | $0K | $0K | $0K | n/a |
| Securities purchased under agreements to resell | $0K | $0K | $0K | n/a |
| Securities (available for sale at fair value plus held to maturity net of allowance) | $1.5M | $1.5M | $0K | 0.0% |
| Equity securities with readily determinable fair values, not held for trading | $29K | $24K | +$5K | +20.8% |
| Loans and leases held for sale | $0K | $0K | $0K | n/a |
| Net loans and leases (after allowance) | $129.4M | $124.5M | +$4.9M | +3.9% |
| Trading assets | $0K | $0K | $0K | n/a |
| Premises and fixed assets | $1.0M | $1.1M | -$12K | -1.1% |
| Other real estate owned | $0K | $0K | $0K | n/a |
| Investments in unconsolidated subsidiaries and associated companies | $0K | $0K | $0K | n/a |
| Direct and indirect investments in real estate ventures | $0K | $0K | $0K | n/a |
| Intangible assets (goodwill, servicing, other) | $0K | $0K | $0K | n/a |
| All other assets | $7.1M | $6.9M | +$248K | +3.6% |
| Total assets | $150.4M | $148.5M | +$1.9M | +1.3% |
| Liabilities | ||||
| Total deposits | $118.5M | $118.5M | +$50K | +0.0% |
| Federal funds purchased | $0K | $0K | $0K | n/a |
| Securities sold under agreements to repurchase | $0K | $0K | $0K | n/a |
| Trading liabilities | $0K | $0K | $0K | n/a |
| Other borrowed money | $16.9M | $15.2M | +$1.7M | +11.3% |
| Subordinated notes and debentures | $0K | $0K | $0K | n/a |
| All other liabilities | $532K | $565K | -$33K | -5.8% |
| Total liabilities | $136.0M | $134.3M | +$1.7M | +1.3% |
| Equity | ||||
| Perpetual preferred stock | $0K | $0K | $0K | n/a |
| Common stock | $23K | $23K | $0K | 0.0% |
| Surplus | $11.0M | $11.0M | $0K | 0.0% |
| Retained earnings | $3.4M | $3.2M | +$168K | +5.2% |
| Accumulated other comprehensive income | $0K | $0K | $0K | n/a |
| Other equity components | $0K | $0K | $0K | n/a |
| Total equity capital | $14.4M | $14.2M | +$168K | +1.2% |
| Credit and capital | ||||
| Gross nonperforming assets | $1.0M | $0K | +$1.0M | n/a |
| Adjusted nonperforming assets | $1.0M | $0K | +$1.0M | n/a |
| Tangible equity plus allowance | $15.8M | $15.6M | +$186K | +1.2% |
| Texas ratio (gross) | 6.58% | 0.00% | +6.58 pts | See points |
| Texas ratio (adjusted) | 6.58% | 0.00% | +6.58 pts | See points |
| Texas ratio (adjusted, with performing restructured) | 6.58% | 0.00% | +6.58 pts | See points |
| Tier 1 capital to risk-weighted assets | Not reported | Not reported | Not reported | See points |
| Common equity Tier 1 to risk-weighted assets | Not reported | Not reported | Not reported | See points |
| Tier 2 capital to risk-weighted assets | Not reported | Not reported | Not reported | See points |
| Total risk-based capital to risk-weighted assets | Not reported | Not reported | Not reported | See points |
| Tier 1 leverage (approximate) | 9.72% | 9.70% | +0.02 pts | See points |
| Construction and land loans to total capital | 31.62% | 28.32% | +3.31 pts | See points |
| Commercial real estate to total capital | 35.11% | 31.92% | +3.19 pts | See points |
| Dividend payout, year to date | 57.67% | 46.85% | +10.82 pts | See points |
| Securities unrealized gain (loss) to Tier 1 capital | -0.91% | -1.02% | +0.12 pts | See points |
| Liquidity | ||||
| Core deposits | $108.6M | $110.0M | -$1.4M | -1.2% |
| Non-core funding | $26.8M | $23.7M | +$3.1M | +13.2% |
| Loans to core deposits | 120.37% | 114.46% | +5.91 pts | See points |
| Loans to deposits | 110.31% | 106.24% | +4.06 pts | See points |
| Brokered deposits share of deposits | 0.00% | 0.00% | 0.00 pts | See points |
| Pledged securities share of securities | 0.00% | 0.00% | 0.00 pts | See points |
| Loans pledged, share of loans | 47.33% | 48.85% | -1.52 pts | See points |
| Volatile liabilities | $26.8M | $23.7M | +$3.1M | +13.2% |
| Earnings | ||||
| Earnings before provision, year to date | $1.1M | $515K | +$546K | +106.0% |
| Earnings before provision, single quarter | $546K | $515K | +$31K | +6.0% |
| Provision for credit losses, year to date | $20K | $0K | +$20K | n/a |
| Yield and cost | ||||
| Yield on loans and leases | 6.74% | 6.62% | +0.12 pts | See points |
| Yield on interest-bearing balances due from banks | 3.66% | 3.50% | +0.16 pts | See points |
| Total interest income to average assets | 6.17% | 6.00% | +0.17 pts | See points |
| Cost of interest-bearing transaction accounts | 0.16% | 0.14% | +0.03 pts | See points |
| Cost of savings and money market deposits | 0.46% | 0.50% | -0.03 pts | See points |
| Cost of time deposits | 3.81% | 3.84% | -0.03 pts | See points |
| Total interest expense to average assets | 2.06% | 2.02% | +0.04 pts | See points |
Dollar lines show the change in dollars and percent. Ratio lines show the change in percentage points. Earnings lines marked year to date restart each January; the single-quarter line removes that restart.
Recent activity
No reviewed changes are available for this institution in the tracked window. This does not establish that no event occurred.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-09-30 | $154M | $122M | $130M | 1.39% | 14.50% | 4.35% |
| 2026-06-30 | $150M | $119M | $129M | 1.40% | 14.50% | 4.37% |
| 2026-03-31 | $149M | $118M | $125M | 1.39% | 14.40% | 4.33% |
Branch detail unavailable. Locations are not inferred from headquarters.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| NE | $115.9M | 0.13% | 102 | Continuing · +0.01 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.
No matched ownership, transformations, or reviewed revisions are available. Absence of a match is not proof that no change occurred.