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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Colorado Springs, CO · FDIC certificate #8321
STOCKMENS BANK is an FDIC-insured institution based in Colorado Springs, CO (FDIC certificate #8321). In its Q3 2026 Call Report it reported total assets of $690M, total deposits of $601M and net loans of $582M. Its primary federal regulator is FDIC.
Plain-language readout
STOCKMENS BANK has 3 quarters of reported history on file, from Q1 2026 to Q3 2026.
Total assets peaked at $690M in Q3 2026 and were lowest at $592M in Q1 2026.
Total deposits were highest at $601M in Q3 2026 and lowest at $509M in Q1 2026.
Over the whole period total assets rose 16.6%.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $690M | $601M | $582M | 1.51% | 13.54% | 4.88% |
| Q2 2026 | $651M | $567M | $548M | 1.48% | 13.16% | 4.79% |
| Q1 2026 | $592M | $509M | $497M | 1.55% | 13.40% | 4.92% |
History
| Line | Q2 2026 | Q1 2026 | Change | Change, percent |
|---|---|---|---|---|
| Assets | ||||
| Cash and balances due from depository institutions | $56.7M | $51.8M | +$4.9M | +9.5% |
| Federal funds sold | $0K | $0K | $0K | n/a |
| Securities purchased under agreements to resell | $0K | $0K | $0K | n/a |
| Securities (available for sale at fair value plus held to maturity net of allowance) | $7.7M | $10.6M | -$3.0M | -27.8% |
| Equity securities with readily determinable fair values, not held for trading | $12K | $12K | $0K | 0.0% |
| Loans and leases held for sale | $200K | $0K | +$200K | n/a |
| Net loans and leases (after allowance) | $547.7M | $496.8M | +$50.9M | +10.2% |
| Trading assets | $0K | $0K | $0K | n/a |
| Premises and fixed assets | $8.6M | $7.8M | +$804K | +10.3% |
| Other real estate owned | $0K | $247K | -$247K | -100.0% |
| Investments in unconsolidated subsidiaries and associated companies | $3.5M | $3.5M | -$37K | -1.1% |
| Direct and indirect investments in real estate ventures | $0K | $0K | $0K | n/a |
| Intangible assets (goodwill, servicing, other) | $6.6M | $1.4M | +$5.2M | +360.4% |
| All other assets | $19.9M | $19.6M | +$318K | +1.6% |
| Total assets | $650.8M | $591.8M | +$59.0M | +10.0% |
| Liabilities | ||||
| Total deposits | $567.4M | $509.1M | +$58.4M | +11.5% |
| Federal funds purchased | $0K | $0K | $0K | n/a |
| Securities sold under agreements to repurchase | $1.7M | $1.5M | +$191K | +12.8% |
| Trading liabilities | $0K | $0K | $0K | n/a |
| Other borrowed money | $7.5M | $7.5M | $0K | 0.0% |
| Subordinated notes and debentures | $0K | $0K | $0K | n/a |
| All other liabilities | $5.2M | $5.6M | -$425K | -7.6% |
| Total liabilities | $581.8M | $523.7M | +$58.1M | +11.1% |
| Equity | ||||
| Perpetual preferred stock | $0K | $0K | $0K | n/a |
| Common stock | $175K | $175K | $0K | 0.0% |
| Surplus | $23.2M | $23.2M | $0K | 0.0% |
| Retained earnings | $45.9M | $45.0M | +$852K | +1.9% |
| Accumulated other comprehensive income | -$232K | -$272K | +$40K | +14.7% |
| Other equity components | $0K | $0K | $0K | n/a |
| Total equity capital | $69.0M | $68.1M | +$892K | +1.3% |
| Credit and capital | ||||
| Gross nonperforming assets | $1.0M | $2.8M | -$1.8M | -64.7% |
| Adjusted nonperforming assets | $1.0M | $2.8M | -$1.8M | -64.7% |
| Tangible equity plus allowance | $71.1M | $74.6M | -$3.5M | -4.7% |
| Texas ratio (gross) | 1.41% | 3.80% | -2.39 pts | See points |
| Texas ratio (adjusted) | 1.41% | 3.80% | -2.39 pts | See points |
| Texas ratio (adjusted, with performing restructured) | 2.27% | 5.05% | -2.78 pts | See points |
| Tier 1 capital to risk-weighted assets | 11.01% | 13.30% | -2.29 pts | See points |
| Common equity Tier 1 to risk-weighted assets | 11.01% | 13.30% | -2.29 pts | See points |
| Tier 2 capital to risk-weighted assets | 1.26% | 1.26% | +0.00 pts | See points |
| Total risk-based capital to risk-weighted assets | 12.27% | 14.55% | -2.29 pts | See points |
| Tier 1 leverage (approximate) | 10.63% | 11.59% | -0.96 pts | See points |
| Construction and land loans to total capital | 50.47% | 43.08% | +7.39 pts | See points |
| Commercial real estate to total capital | 99.35% | 78.46% | +20.89 pts | See points |
| Dividend payout, year to date | 33.80% | 6.68% | +27.12 pts | See points |
| Securities unrealized gain (loss) to Tier 1 capital | -0.49% | -0.54% | +0.05 pts | See points |
| Liquidity | ||||
| Core deposits | $526.6M | $473.3M | +$53.3M | +11.3% |
| Non-core funding | $50.0M | $44.8M | +$5.2M | +11.7% |
| Loans to core deposits | 105.65% | 106.66% | -1.01 pts | See points |
| Loans to deposits | 98.05% | 99.16% | -1.11 pts | See points |
| Brokered deposits share of deposits | 0.00% | 0.00% | 0.00 pts | See points |
| Pledged securities share of securities | 98.92% | 99.18% | -0.26 pts | See points |
| Loans pledged, share of loans | 35.09% | 16.29% | +18.80 pts | See points |
| Volatile liabilities | $55.0M | $49.8M | +$5.2M | +10.5% |
| Earnings | ||||
| Earnings before provision, year to date | $6.5M | $3.3M | +$3.3M | +99.6% |
| Earnings before provision, single quarter | $3.3M | $3.3M | -$12K | -0.4% |
| Provision for credit losses, year to date | $673K | $303K | +$370K | +122.1% |
| Yield and cost | ||||
| Yield on loans and leases | 6.92% | 6.80% | +0.11 pts | See points |
| Yield on interest-bearing balances due from banks | 3.07% | 2.88% | +0.19 pts | See points |
| Total interest income to average assets | 6.20% | 6.14% | +0.06 pts | See points |
| Cost of interest-bearing transaction accounts | 1.96% | 1.90% | +0.06 pts | See points |
| Cost of savings and money market deposits | 1.38% | 1.21% | +0.17 pts | See points |
| Cost of time deposits | 3.56% | 3.62% | -0.06 pts | See points |
| Total interest expense to average assets | 1.60% | 1.53% | +0.07 pts | See points |
Dollar lines show the change in dollars and percent. Ratio lines show the change in percentage points. Earnings lines marked year to date restart each January; the single-quarter line removes that restart.
Recent activity
No reviewed changes are available for this institution in the tracked window. This does not establish that no event occurred.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-09-30 | $690M | $601M | $582M | 1.51% | 13.54% | 4.88% |
| 2026-06-30 | $651M | $567M | $548M | 1.48% | 13.16% | 4.79% |
| 2026-03-31 | $592M | $509M | $497M | 1.55% | 13.40% | 4.92% |
Branch detail unavailable. Locations are not inferred from headquarters.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| MO | $277.7M | 0.10% | 117 | Continuing · +0.00 pp |
| CO | $176.3M | 0.10% | 75 | Continuing · -0.00 pp |
| NE | $17.9M | 0.02% | 163 | Continuing · +0.00 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.
No matched ownership, transformations, or reviewed revisions are available. Absence of a match is not proof that no change occurred.