Loading bank profile
Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · database outage
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2020-06-30 | 1,209,723 | 1,135,222 | 678,879 | 0.46 | 6.34 | 3.70 |
| 2020-09-30 | 1,171,643 | 1,076,425 | 812,427 | 0.51 | 7.00 | 3.54 |
| 2020-12-31 | 1,123,488 | 1,023,636 | 769,937 | 0.78 | 10.40 | 3.60 |
| 2021-03-31 | 1,841,694 | 1,740,510 | 838,656 | 1.00 | 16.18 | 2.92 |
| 2021-06-30 | 1,893,278 | 1,764,683 | 1,244,487 | 1.08 | 17.16 | 2.52 |
| 2021-09-30 | 2,043,429 | 1,885,915 | 1,374,161 | 1.13 | 17.06 | 2.49 |
| 2021-12-31 | 2,216,048 | 2,059,209 | 1,484,027 | 1.07 | 16.06 | 2.26 |
| 2022-03-31 | 2,920,841 | 2,763,199 | 1,819,522 | 0.81 | 13.63 | 1.52 |
| 2022-06-30 | 2,412,134 | 2,250,876 | 1,658,200 | 1.16 | 19.15 | 1.76 |
| 2022-09-30 | 2,453,525 | 2,287,877 | 1,746,683 | 1.29 | 21.03 | 1.89 |
| 2022-12-31 | 2,702,968 | 2,522,836 | 1,879,602 | 1.33 | 21.77 | 2.03 |
| 2023-03-31 | 3,349,976 | 3,153,270 | 2,193,581 | 1.76 | 31.46 | 2.56 |
| 2023-06-30 | 3,054,814 | 2,853,455 | 2,194,043 | 1.87 | 32.62 | 2.61 |
| 2023-09-30 | 3,208,378 | 2,994,244 | 2,352,709 | 1.81 | 31.24 | 2.67 |
| 2023-12-31 | 3,694,234 | 3,411,080 | 2,783,977 | 1.68 | 29.18 | 2.67 |
| 2024-03-31 | 4,566,959 | 4,284,185 | 3,286,841 | 1.86 | 33.87 | 2.76 |
| 2024-06-30 | 4,013,774 | 3,722,345 | 3,050,226 | 1.93 | 32.79 | 2.87 |
| 2024-09-30 | 3,740,694 | 3,429,177 | 3,152,583 | 1.95 | 31.03 | 2.97 |
| 2024-12-31 | 3,928,318 | 3,598,078 | 3,319,322 | 1.98 | 30.26 | 3.01 |
| 2025-03-31 | 4,356,755 | 4,001,676 | 3,578,264 | 2.15 | 29.02 | 3.24 |
| 2025-06-30 | 3,815,021 | 3,419,126 | 3,408,114 | 2.12 | 27.29 | 3.27 |
| 2025-09-30 | 3,840,708 | 3,460,348 | 3,433,136 | 2.16 | 26.77 | 3.34 |
| 2025-12-31 | 4,855,805 | 4,461,511 | 4,115,133 | 2.10 | 26.65 | 3.33 |
| 2026-03-31 | 5,644,142 | 5,222,208 | 4,843,217 | 2.01 | 28.72 | 3.04 |
| 2026-06-30 | 5,417,575 | 4,956,794 | 4,987,136 | 1.96 | 27.72 | 2.95 |
11 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 1997-10-06 | 1 | 903259 | 278555 |
| 1991-08-30 | 50 | 140858 | 278555 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.