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Regulatory profile
Enid, OK · FDIC certificate #4091 · RSSD 278555
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $5.4B | $5.0B | $5.0B | 1.96% | 27.72% | 2.95% |
| 2026-03-31 | $5.6B | $5.2B | $4.8B | 2.01% | 28.72% | 3.04% |
| 2025-12-31 | $4.9B | $4.5B | $4.1B | 2.10% | 26.65% | 3.33% |
| 2025-09-30 | $3.8B | $3.5B | $3.4B | 2.16% | 26.77% | 3.34% |
| 2025-06-30 | $3.8B | $3.4B | $3.4B | 2.12% | 27.29% | 3.27% |
| 2025-03-31 | $4.4B | $4.0B | $3.6B | 2.15% | 29.02% | 3.24% |
| 2024-12-31 | $3.9B | $3.6B | $3.3B | 1.98% | 30.26% | 3.01% |
| 2024-09-30 | $3.7B | $3.4B | $3.2B | 1.95% | 31.03% | 2.97% |
| 2024-06-30 | $4.0B | $3.7B | $3.1B | 1.93% | 32.79% | 2.87% |
| 2024-03-31 | $4.6B | $4.3B | $3.3B | 1.86% | 33.87% | 2.76% |
| 2023-12-31 | $3.7B | $3.4B | $2.8B | 1.68% | 29.18% | 2.67% |
| 2023-09-30 | $3.2B | $3.0B | $2.4B | 1.81% | 31.24% | 2.67% |
| 2023-06-30 | $3.1B | $2.9B | $2.2B | 1.87% | 32.62% | 2.61% |
| 2023-03-31 | $3.3B | $3.2B | $2.2B | 1.76% | 31.46% | 2.56% |
| 2022-12-31 | $2.7B | $2.5B | $1.9B | 1.33% | 21.77% | 2.03% |
| 2022-09-30 | $2.5B | $2.3B | $1.7B | 1.29% | 21.03% | 1.89% |
| 2022-06-30 | $2.4B | $2.3B | $1.7B | 1.16% | 19.15% | 1.76% |
| 2022-03-31 | $2.9B | $2.8B | $1.8B | 0.81% | 13.63% | 1.52% |
| 2021-12-31 | $2.2B | $2.1B | $1.5B | 1.07% | 16.06% | 2.26% |
| 2021-09-30 | $2.0B | $1.9B | $1.4B | 1.13% | 17.06% | 2.49% |
| 2021-06-30 | $1.9B | $1.8B | $1.2B | 1.08% | 17.16% | 2.52% |
| 2021-03-31 | $1.8B | $1.7B | $0.8B | 1.00% | 16.18% | 2.92% |
| 2020-12-31 | $1.1B | $1.0B | $0.8B | 0.78% | 10.40% | 3.60% |
| 2020-09-30 | $1.2B | $1.1B | $0.8B | 0.51% | 7.00% | 3.54% |
| 2020-06-30 | $1.2B | $1.1B | $0.7B | 0.46% | 6.34% | 3.70% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 1051465 · 1981-12-31 to current
Unmatched RSSD entityRSSD 1051465 · 1970-12-31 to 1981-12-30
1997-10-06RSSD 903259 → 278555 · code 1
1991-08-30RSSD 140858 → 278555 · code 50
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.