Regulatory profile
Hulett, WY · FDIC certificate #25054
SUMMIT NATIONAL BANK is an FDIC-insured institution based in Hulett, WY (FDIC certificate #25054). In its Q3 2026 Call Report it reported total assets of $64M, total deposits of $63M and net loans of $31M. Its primary federal regulator is OCC.
Reported facts
Deterministic ratios for SUMMIT NATIONAL BANK from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $63M |
|---|---|
| Net loans and leases | $31M |
Plain-language readout
SUMMIT NATIONAL BANK in Hulett, WY funds its loans with $63M of deposits and holds $31M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for SUMMIT NATIONAL BANK in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 49.46% in Q3 2026, against 51.84% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $31M | $63M | 49.46% |
| Q2 2026 | $33M | $64M | 51.42% |
| Q1 2026 | $36M | $69M | 51.84% |