Regulatory profile
Draper, UT · FDIC certificate #27314 · RSSD 1216022
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$50B–$250B asset cohort · 35 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Period-matched peer context
Percentiles use 33 verified constituents for the same filing period.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $115.2B | $86.0B | $88.7B | 2.84% | 22.07% | 12.91% |
| 2026-03-31 | $114.9B | $85.8B | $86.4B | 2.62% | 20.33% | 12.97% |
| 2025-12-31 | $112.1B | $83.4B | $89.9B | 2.89% | 22.52% | 13.09% |
| 2025-09-30 | $110.6B | $82.6B | $86.6B | 3.01% | 23.54% | 13.00% |
| 2025-06-30 | $113.9B | $84.8B | $85.9B | 2.71% | 21.49% | 12.71% |
| 2025-03-31 | $114.8B | $86.1B | $85.2B | 2.17% | 17.39% | 12.79% |
| 2024-12-31 | $111.9B | $83.9B | $89.9B | 2.15% | 18.36% | 13.17% |
| 2024-09-30 | $111.8B | $84.1B | $87.4B | 2.09% | 18.18% | 13.13% |
| 2024-06-30 | $112.9B | $85.5B | $87.4B | 1.85% | 16.43% | 13.03% |
| 2024-03-31 | $113.6B | $86.6B | $86.7B | 1.59% | 14.34% | 13.16% |
| 2023-12-31 | $109.6B | $83.5B | $87.9B | 1.96% | 16.94% | 13.06% |
| 2023-09-30 | $105.3B | $79.6B | $83.4B | 2.20% | 18.83% | 12.94% |
| 2023-06-30 | $100.7B | $78.0B | $80.5B | 2.16% | 18.38% | 12.84% |
| 2023-03-31 | $99.4B | $77.6B | $77.1B | 2.17% | 18.43% | 12.67% |
| 2022-12-31 | $96.3B | $74.3B | $78.0B | 3.25% | 25.04% | 12.58% |
| 2022-09-30 | $91.8B | $70.8B | $72.2B | 3.57% | 26.84% | 12.46% |
| 2022-06-30 | $87.0B | $67.8B | $69.0B | 3.83% | 28.16% | 12.35% |
| 2022-03-31 | $86.1B | $66.3B | $68.4B | 4.05% | 29.71% | 12.38% |
| 2021-12-31 | $86.1B | $65.1B | $69.9B | 4.76% | 35.21% | 11.22% |
| 2021-09-30 | $82.3B | $62.5B | $65.0B | 5.17% | 38.25% | 11.06% |
| 2021-06-30 | $81.9B | $61.5B | $62.7B | 4.99% | 37.93% | 10.96% |
| 2021-03-31 | $85.4B | $65.3B | $60.2B | 3.97% | 31.98% | 11.11% |
| 2020-12-31 | $85.3B | $65.8B | $64.2B | 1.65% | 14.18% | 11.70% |
| 2020-09-30 | $85.1B | $66.5B | $61.1B | 1.12% | 9.66% | 11.74% |
| 2020-06-30 | $85.3B | $66.9B | $60.3B | 0.95% | 8.13% | 11.93% |
| 2020-03-31 | $85.8B | $67.1B | $64.5B | 1.50% | 12.49% | 12.47% |
| 2019-12-31 | $91.3B | $68.6B | $71.9B | 3.51% | 26.45% | 12.88% |
| 2019-09-30 | $91.9B | $68.3B | $74.5B | 3.69% | 27.66% | 13.16% |
| 2019-06-30 | $92.0B | $68.6B | $72.5B | 3.52% | 26.56% | 13.05% |
| 2019-03-31 | $92.3B | $67.9B | $71.8B | 3.81% | 28.63% | 13.03% |
| 2018-12-31 | $91.8B | $66.7B | $75.2B | 2.78% | 20.86% | 13.82% |
| 2018-09-30 | $90.2B | $64.1B | $69.8B | 2.54% | 19.06% | 13.74% |
| 2018-06-30 | $84.5B | $61.7B | $61.2B | 2.56% | 18.97% | 13.71% |
| 2018-03-31 | $79.6B | $58.0B | $60.0B | 2.48% | 18.27% | 14.05% |
| 2017-12-31 | $79.2B | $57.8B | $63.2B | 2.10% | 15.44% | 14.44% |
| 2017-09-30 | $75.7B | $56.7B | $58.7B | 2.17% | 15.93% | 14.46% |
| 2017-06-30 | $73.7B | $56.2B | $57.2B | 2.04% | 14.84% | 14.37% |
| 2017-03-31 | $71.9B | $54.8B | $55.0B | 1.84% | 13.40% | 14.27% |
| 2016-12-31 | $71.8B | $54.7B | $57.1B | 2.67% | 19.68% | 13.47% |
| 2016-09-30 | $69.5B | $53.4B | $52.0B | 2.60% | 19.20% | 13.40% |
| 2016-06-30 | $64.6B | $49.5B | $49.2B | 2.42% | 17.85% | 13.28% |
| 2016-03-31 | $62.0B | $47.8B | $46.7B | 2.72% | 20.22% | 13.25% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
SYNCHRONY FINANCIALRSSD 4504654 · 2015-12-31 to current
SYNCHRONY FINANCIALRSSD 4504654 · 2013-04-01 to 2015-12-30
Unmatched RSSD entityRSSD 3824364 · 2011-07-21 to 2013-03-31
Unmatched RSSD entityRSSD 3824364 · 2006-02-05 to 2011-07-20
2013-01-12RSSD 2777650 → 1216022 · code 7
2006-01-31RSSD 2808723 → 1216022 · code 1
2005-02-07RSSD 1212846 → 1216022 · code 1
2003-06-25RSSD 2636458 → 1216022 · code 1
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.