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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,615,083 | 1,262,081 | 1,218,018 | 1.16 | 8.53 | 6.06 |
| 2016-06-30 | 1,725,923 | 1,294,495 | 1,382,123 | 1.10 | 8.15 | 6.36 |
| 2016-09-30 | 2,545,087 | 2,006,731 | 1,949,982 | 0.97 | 7.70 | 6.10 |
| 2016-12-31 | 2,601,871 | 2,028,542 | 2,009,681 | 1.02 | 8.13 | 6.12 |
| 2017-03-31 | 2,581,829 | 2,035,914 | 2,003,591 | 0.20 | 1.60 | 5.55 |
| 2017-06-30 | 2,804,711 | 2,102,025 | 2,262,166 | 0.84 | 6.90 | 5.93 |
| 2017-09-30 | 2,873,917 | 2,097,151 | 2,392,223 | 1.08 | 8.79 | 6.03 |
| 2017-12-31 | 3,468,821 | 2,664,186 | 2,848,930 | 1.05 | 8.66 | 6.06 |
| 2018-03-31 | 3,373,673 | 2,574,081 | 2,842,483 | 1.57 | 13.02 | 6.15 |
| 2018-06-30 | 3,731,805 | 2,759,161 | 3,159,957 | 1.52 | 12.16 | 6.36 |
| 2018-09-30 | 4,501,586 | 3,460,646 | 3,474,709 | 1.37 | 10.44 | 6.43 |
| 2018-12-31 | 4,524,838 | 3,474,752 | 3,572,467 | 1.51 | 11.20 | 6.51 |
| 2019-03-31 | 4,506,142 | 3,336,090 | 3,584,121 | 1.44 | 9.58 | 6.20 |
| 2019-06-30 | 4,758,195 | 3,675,377 | 3,807,817 | 1.34 | 8.99 | 6.19 |
| 2019-09-30 | 5,014,616 | 3,702,684 | 4,183,491 | 1.33 | 9.10 | 6.11 |
| 2019-12-31 | 5,037,604 | 3,818,360 | 4,166,643 | 1.41 | 9.73 | 6.10 |
| 2020-03-31 | 5,331,411 | 3,688,300 | 4,377,291 | -0.18 | -1.30 | 5.48 |
| 2020-06-30 | 5,598,433 | 4,110,762 | 4,388,284 | 0.54 | 4.08 | 5.41 |
| 2020-09-30 | 5,817,637 | 4,293,419 | 4,797,836 | 0.98 | 7.39 | 5.58 |
| 2020-12-31 | 5,917,644 | 4,760,288 | 4,924,787 | 1.34 | 10.14 | 5.81 |
| 2021-03-31 | 6,082,072 | 4,830,395 | 5,058,355 | 2.40 | 17.70 | 6.20 |
| 2021-06-30 | 5,997,426 | 4,762,433 | 4,815,961 | 2.23 | 16.09 | 6.50 |
| 2021-09-30 | 6,007,279 | 4,876,251 | 4,767,454 | 2.10 | 14.87 | 6.67 |
| 2021-12-31 | 5,942,945 | 4,703,710 | 4,831,993 | 2.04 | 14.11 | 6.99 |
| 2022-03-31 | 6,070,341 | 4,769,127 | 4,923,119 | 1.82 | 11.48 | 7.58 |
| 2022-06-30 | 5,954,497 | 4,806,967 | 4,416,369 | 2.46 | 15.20 | 7.68 |
| 2022-09-30 | 5,641,114 | 4,488,518 | 4,389,271 | 2.09 | 12.65 | 7.78 |
| 2022-12-31 | 5,331,967 | 4,263,868 | 4,083,125 | 1.94 | 11.60 | 7.99 |
| 2023-03-31 | 5,627,821 | 4,067,844 | 4,271,715 | 1.04 | 6.01 | 8.02 |
| 2023-06-30 | 5,652,464 | 4,315,914 | 4,289,883 | 0.92 | 5.35 | 7.85 |
| 2023-09-30 | 5,597,824 | 4,527,901 | 4,343,129 | 0.96 | 5.58 | 7.80 |
| 2023-12-31 | 5,345,317 | 4,021,700 | 4,129,117 | 0.95 | 5.47 | 7.87 |
| 2024-03-31 | 5,572,542 | 4,492,627 | 4,160,600 | 0.50 | 2.80 | 7.48 |
| 2024-06-30 | 5,779,722 | 4,427,499 | 4,249,877 | 0.43 | 2.43 | 7.40 |
| 2024-09-30 | 5,862,238 | 4,739,925 | 4,291,750 | 0.48 | 2.73 | 7.34 |
| 2024-12-31 | 5,946,055 | 4,834,423 | 4,507,418 | 0.47 | 2.74 | 7.27 |
| 2025-03-31 | 6,264,658 | 4,988,062 | 4,632,944 | 0.14 | 0.89 | 6.47 |
| 2025-06-30 | 6,493,880 | 5,202,133 | 4,920,545 | 0.28 | 1.74 | 6.55 |
| 2025-09-30 | 6,351,153 | 4,968,457 | 4,963,114 | 0.26 | 1.66 | 6.57 |
| 2025-12-31 | 6,376,892 | 4,961,158 | 4,955,252 | 0.53 | 3.31 | 6.60 |
| 2026-03-31 | 6,873,141 | 5,718,570 | 5,157,477 | 0.52 | 3.30 | 6.09 |
| 2026-06-30 | 7,399,039 | 6,231,443 | 5,443,713 | 0.63 | 4.16 | 6.25 |
64 current branch locations across 6 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2025-01-01 | 1 | 4365275 | 766164 |
| 2018-09-08 | 1 | 1900675 | 766164 |
| 2018-09-08 | 1 | 763752 | 766164 |
| 2018-09-08 | 1 | 68859 | 766164 |
| 2017-12-09 | 1 | 806154 | 766164 |
| 2016-08-01 | 1 | 320155 | 766164 |
| 2015-10-01 | 1 | 2949710 | 766164 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.