Regulatory profile
Tampa, FL · FDIC certificate #34535
TCM BANK NATIONAL ASSN is an FDIC-insured institution based in Tampa, FL (FDIC certificate #34535). In its Q3 2026 Call Report it reported total assets of $378M, total deposits of $274M and net loans of $288M. Its primary federal regulator is OCC.
Reported facts
TCM BANK NATIONAL ASSN (FDIC certificate #34535) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $378M |
|---|---|
| Total deposits | $274M |
| Net loans and leases | $288M |
| Return on assets | -1.60% |
| Return on equity | -8.29% |
| Net interest margin | 6.10% |
| Quarterly asset change | -1.22% |
| Quarterly deposit change | -2.13% |
Plain-language readout
TCM BANK NATIONAL ASSN in Tampa, FL reported total assets of $378M, total deposits of $274M and net loans of $288M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of -1.60%, a return on equity of -8.29%, a net interest margin of 6.10%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $378M | $274M | $288M | -1.60% | -8.29% | 6.10% |
| Q2 2026 | $382M | $280M | $292M | -1.14% | -5.88% | 6.04% |
| Q1 2026 | $391M | $295M | $295M | -1.09% | -5.61% | 6.20% |
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