Regulatory profile
Laredo, TX · FDIC certificate #24563 · RSSD 528960
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $2.2B | $1.9B | $1.1B | 2.03% | 16.38% | 4.15% |
| 2026-03-31 | $2.2B | $1.9B | $1.1B | 2.03% | 16.46% | 4.10% |
| 2025-12-31 | $2.2B | $1.9B | $1.1B | 2.34% | 17.36% | 4.49% |
| 2025-09-30 | $2.2B | $1.8B | $1.1B | 2.33% | 16.86% | 4.54% |
| 2025-06-30 | $2.1B | $1.8B | $1.1B | 2.34% | 16.94% | 4.54% |
| 2025-03-31 | $2.0B | $1.7B | $1.1B | 2.34% | 17.01% | 4.51% |
| 2024-12-31 | $2.1B | $1.8B | $1.1B | 2.42% | 18.50% | 4.74% |
| 2024-09-30 | $2.0B | $1.7B | $1.0B | 2.46% | 18.92% | 4.79% |
| 2024-06-30 | $2.0B | $1.7B | $1.0B | 2.45% | 19.06% | 4.76% |
| 2024-03-31 | $1.9B | $1.7B | $1.0B | 2.41% | 18.89% | 4.73% |
| 2023-12-31 | $1.9B | $1.7B | $1.0B | 2.50% | 22.81% | 4.49% |
| 2023-09-30 | $1.9B | $1.7B | $1.0B | 2.57% | 24.21% | 4.39% |
| 2023-06-30 | $2.0B | $1.7B | $1.0B | 2.65% | 25.98% | 4.33% |
| 2023-03-31 | $2.0B | $1.8B | $1.0B | 2.27% | 23.44% | 4.22% |
| 2022-12-31 | $2.2B | $2.0B | $0.9B | 1.41% | 15.55% | 3.10% |
| 2022-09-30 | $2.1B | $1.9B | $1.0B | 1.17% | 12.92% | 2.73% |
| 2022-06-30 | $2.1B | $1.9B | $1.0B | 0.94% | 10.25% | 2.40% |
| 2022-03-31 | $2.0B | $1.8B | $1.0B | 0.87% | 9.42% | 2.21% |
| 2021-12-31 | $2.0B | $1.8B | $1.0B | 0.74% | 7.31% | 2.49% |
| 2021-09-30 | $1.8B | $1.6B | $1.0B | 0.69% | 6.63% | 2.57% |
| 2021-06-30 | $1.8B | $1.6B | $0.9B | 0.70% | 6.68% | 2.66% |
| 2021-03-31 | $1.7B | $1.5B | $1.0B | 0.75% | 7.04% | 2.81% |
| 2020-12-31 | $1.6B | $1.5B | $1.0B | 1.05% | 9.35% | 3.22% |
| 2020-09-30 | $1.6B | $1.4B | $0.9B | 1.10% | 9.69% | 3.35% |
| 2020-06-30 | $1.5B | $1.3B | $0.9B | 1.17% | 10.24% | 3.54% |
| 2020-03-31 | $1.4B | $1.2B | $0.9B | 1.31% | 11.46% | 3.61% |
| 2019-12-31 | $1.5B | $1.3B | $0.8B | 1.49% | 13.99% | 3.74% |
| 2019-09-30 | $1.4B | $1.3B | $0.8B | 1.42% | 13.44% | 3.77% |
| 2019-06-30 | $1.4B | $1.3B | $0.8B | 1.37% | 13.19% | 3.75% |
| 2019-03-31 | $1.5B | $1.3B | $0.8B | 1.32% | 13.08% | 3.65% |
| 2018-12-31 | $1.4B | $1.3B | $0.8B | 1.27% | 12.66% | 3.54% |
| 2018-09-30 | $1.4B | $1.2B | $0.8B | 1.18% | 11.71% | 3.49% |
| 2018-06-30 | $1.4B | $1.2B | $0.8B | 1.15% | 11.52% | 3.41% |
| 2018-03-31 | $1.4B | $1.2B | $0.8B | 1.13% | 11.52% | 3.31% |
| 2017-12-31 | $1.3B | $1.2B | $0.8B | 0.91% | 9.14% | 3.32% |
| 2017-09-30 | $1.3B | $1.1B | $0.8B | 0.92% | 9.19% | 3.31% |
| 2017-06-30 | $1.3B | $1.1B | $0.8B | 0.90% | 8.98% | 3.28% |
| 2017-03-31 | $1.2B | $1.1B | $0.8B | 0.88% | 8.78% | 3.32% |
| 2016-12-31 | $1.2B | $1.0B | $0.8B | 0.86% | 9.15% | 3.13% |
| 2016-09-30 | $1.2B | $1.1B | $0.8B | 0.79% | 8.51% | 3.09% |
| 2016-06-30 | $1.2B | $1.1B | $0.8B | 0.77% | 8.35% | 3.05% |
| 2016-03-31 | $1.2B | $1.1B | $0.7B | 0.73% | 8.13% | 3.00% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 3211012 · 2004-09-01 to current
Unmatched RSSD entityRSSD 1248229 · 1988-05-06 to 2004-08-31
None matched.
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.