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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Oberlin, KS · FDIC certificate #26522
THE BANK is an FDIC-insured institution based in Oberlin, KS (FDIC certificate #26522). In its Q3 2026 Call Report it reported total assets of $601M, total deposits of $527M and net loans of $377M. Its primary federal regulator is FDIC.
Reported facts
THE BANK (FDIC certificate #26522) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $601M |
|---|---|
| Total deposits | $527M |
| Net loans and leases | $377M |
| Return on assets | 2.40% |
| Return on equity | 20.21% |
| Net interest margin | 4.59% |
| Quarterly asset change | -2.58% |
| Quarterly deposit change | -2.55% |
Plain-language readout
THE BANK in Oberlin, KS reported total assets of $601M, total deposits of $527M and net loans of $377M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 2.40%, a return on equity of 20.21%, a net interest margin of 4.59%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $601M | $527M | $377M | 2.40% | 20.21% | 4.59% |
| Q2 2026 | $617M | $541M | $370M | 2.50% | 21.16% | 4.49% |
| Q1 2026 | $620M | $547M | $356M | 2.44% | 20.95% | 4.45% |
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