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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,813,033 | 1,474,749 | 1,038,384 | 1.28 | 18.34 | 3.09 |
| 2016-06-30 | 1,836,987 | 1,421,272 | 1,055,339 | 1.30 | 18.48 | 3.08 |
| 2016-09-30 | 1,842,582 | 1,454,014 | 1,093,729 | 1.29 | 18.33 | 3.08 |
| 2016-12-31 | 1,962,318 | 1,483,577 | 1,181,294 | 1.27 | 18.46 | 3.07 |
| 2017-03-31 | 1,975,227 | 1,535,107 | 1,187,299 | 1.31 | 20.92 | 3.11 |
| 2017-06-30 | 2,032,242 | 1,495,993 | 1,229,842 | 1.33 | 21.11 | 3.13 |
| 2017-09-30 | 2,073,935 | 1,496,928 | 1,257,477 | 1.33 | 20.90 | 3.13 |
| 2017-12-31 | 2,118,275 | 1,529,752 | 1,316,122 | 1.07 | 17.00 | 3.13 |
| 2018-03-31 | 2,095,817 | 1,585,596 | 1,306,364 | 1.65 | 27.27 | 3.23 |
| 2018-06-30 | 2,118,277 | 1,532,412 | 1,327,506 | 1.75 | 28.60 | 3.20 |
| 2018-09-30 | 2,118,654 | 1,571,683 | 1,341,525 | 1.67 | 27.22 | 3.21 |
| 2018-12-31 | 2,111,175 | 1,561,537 | 1,334,981 | 1.74 | 27.89 | 3.22 |
| 2019-03-31 | 2,090,986 | 1,563,083 | 1,316,032 | 1.59 | 22.76 | 3.13 |
| 2019-06-30 | 2,050,298 | 1,525,660 | 1,355,660 | 1.52 | 21.19 | 3.15 |
| 2019-09-30 | 2,048,741 | 1,652,306 | 1,364,079 | 1.51 | 20.76 | 3.18 |
| 2019-12-31 | 2,063,683 | 1,646,541 | 1,398,278 | 1.53 | 20.96 | 3.20 |
| 2020-03-31 | 2,136,821 | 1,772,578 | 1,409,501 | 0.94 | 12.54 | 3.24 |
| 2020-06-30 | 2,342,106 | 2,006,338 | 1,531,057 | 1.27 | 17.37 | 3.21 |
| 2020-09-30 | 2,366,849 | 2,014,960 | 1,504,558 | 1.41 | 19.44 | 3.25 |
| 2020-12-31 | 2,375,753 | 2,026,652 | 1,480,806 | 1.47 | 20.48 | 3.19 |
| 2021-03-31 | 2,516,116 | 2,196,045 | 1,495,642 | 1.55 | 23.45 | 2.79 |
| 2021-06-30 | 2,490,747 | 2,149,486 | 1,485,245 | 1.50 | 22.81 | 2.80 |
| 2021-09-30 | 2,478,349 | 2,144,402 | 1,471,827 | 1.52 | 23.05 | 2.82 |
| 2021-12-31 | 2,453,893 | 2,112,348 | 1,428,394 | 1.55 | 23.22 | 2.83 |
| 2022-03-31 | 7,842,153 | 7,047,649 | 5,021,325 | 1.15 | 14.43 | 3.05 |
| 2022-06-30 | 7,794,247 | 6,802,968 | 5,118,710 | 1.12 | 14.67 | 3.11 |
| 2022-09-30 | 7,732,883 | 6,974,452 | 5,163,664 | 1.10 | 14.94 | 3.14 |
| 2022-12-31 | 7,630,619 | 6,644,383 | 5,222,977 | 1.12 | 15.26 | 3.15 |
| 2023-03-31 | 7,605,947 | 6,556,164 | 5,227,572 | 1.05 | 14.33 | 3.04 |
| 2023-06-30 | 7,590,376 | 6,503,049 | 5,303,820 | 0.79 | 10.76 | 2.98 |
| 2023-09-30 | 7,657,010 | 6,663,153 | 5,385,524 | -0.03 | -0.36 | 2.94 |
| 2023-12-31 | 7,773,612 | 6,423,759 | 5,554,351 | 0.16 | 2.21 | 2.92 |
| 2024-03-31 | 7,731,549 | 6,476,162 | 5,588,820 | 0.87 | 11.08 | 2.78 |
| 2024-06-30 | 7,830,413 | 6,323,593 | 5,708,805 | 0.86 | 11.01 | 2.78 |
| 2024-09-30 | 7,966,346 | 6,616,031 | 5,825,877 | 0.88 | 11.08 | 2.81 |
| 2024-12-31 | 8,069,333 | 6,510,624 | 5,963,426 | 0.92 | 11.62 | 2.85 |
| 2025-03-31 | 8,161,538 | 6,791,460 | 6,005,622 | 0.92 | 11.28 | 2.97 |
| 2025-06-30 | 8,337,771 | 6,759,401 | 6,114,099 | 1.00 | 12.21 | 3.03 |
| 2025-09-30 | 8,431,089 | 7,095,639 | 6,228,182 | 1.03 | 12.47 | 3.10 |
| 2025-12-31 | 8,678,169 | 7,133,907 | 6,432,014 | 0.39 | 4.59 | 3.18 |
| 2026-03-31 | 8,696,575 | 7,245,977 | 6,419,889 | 1.31 | 14.33 | 3.50 |
| 2026-06-30 | 8,790,772 | 7,165,944 | 6,538,827 | 1.38 | 15.03 | 3.53 |
59 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2022-01-01 | 1 | 165806 | 433608 |
| 2022-01-01 | 1 | 521804 | 433608 |
| 2022-01-01 | 1 | 678717 | 433608 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.