Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · database outage

Get started

Q2 2026 · 4,313 institutions · refreshed 8/27/2026

All banksProfile view

OptimaYield board tearsheet · reported facts

TRADITIONAL BANK INC

FDIC #2711 · KY · period 20260630

Download full PDF Download full Excel Download compact PDF Download compact Excel Return to profile

Total assets1,260,832-9.52% YoY

Total deposits1,033,783-11.07% YoY

Net loans and leases885,263-5.27% YoY

Return on assets1.95%+20.77% YoY

Return on equity18.32%+11.17% YoY

Net interest margin3.61%+6.70% YoY

Peer position

Return on assets44thin line · n=902

Return on equity63rdin line · n=894

Net interest margin31stin line · n=902

Equity to assets18thopportunity · n=894

Noncurrent loans73rdstrength · n=887

Liquid assets73rdstrength · n=895

Brokered deposits20thopportunity · n=890

Loans to deposits73rdstrength · n=890

Ten-year reported history

Period	Assets	Deposits	Loans	ROA	ROE	NIM
2016-03-31	1,260,832	1,033,783	885,263	1.95	18.32	3.61
2016-06-30	1,292,295	1,056,877	904,168	1.92	17.93	3.63
2016-09-30	1,325,078	1,085,281	921,714	1.91	17.80	3.61
2016-12-31	1,360,692	1,135,411	929,718	1.87	17.76	3.58
2017-03-31	1,393,467	1,162,501	934,486	1.62	16.48	3.38
2017-06-30	1,364,076	1,133,630	951,545	1.71	17.01	3.44
2017-09-30	1,469,457	1,235,262	977,909	1.70	16.99	3.43
2017-12-31	1,413,334	1,182,085	975,503	1.73	17.23	3.44
2018-03-31	1,464,434	1,238,851	986,004	1.61	16.17	3.36
2018-06-30	1,448,244	1,219,473	1,020,083	1.63	16.44	3.40
2018-09-30	1,526,331	1,291,674	1,037,928	1.64	16.66	3.39
2018-12-31	1,522,837	1,277,925	1,058,889	1.63	16.59	3.37
2019-03-31	1,558,814	1,297,866	1,079,308	1.43	14.35	3.24
2019-06-30	1,527,532	1,267,351	1,089,591	1.46	14.34	3.30
2019-09-30	1,618,065	1,350,122	1,111,565	1.46	14.25	3.30
2019-12-31	1,663,066	1,395,945	1,165,674	1.55	15.11	3.30
2020-03-31	1,658,127	1,396,832	1,178,931	1.61	15.83	3.28
2020-06-30	1,881,159	1,600,531	1,294,656	1.60	15.97	3.21
2020-09-30	1,961,210	1,671,713	1,323,897	1.62	16.35	3.27
2020-12-31	2,076,041	1,782,951	1,300,486	1.58	16.17	3.19
2021-03-31	2,140,380	1,846,997	1,267,213	2.22	24.07	3.43
2021-06-30	2,150,316	1,853,719	1,184,334	1.94	20.79	3.17
2021-09-30	2,210,527	1,899,717	1,135,187	1.88	20.17	3.12
2021-12-31	2,250,887	1,952,028	1,088,417	1.79	19.23	3.02
2022-03-31	2,267,439	2,002,619	1,104,704	1.56	18.73	2.78
2022-06-30	2,201,937	1,980,473	1,161,304	1.59	21.17	2.86
2022-09-30	2,230,435	2,014,145	1,218,344	1.61	23.02	2.97
2022-12-31	2,145,608	1,889,746	1,269,573	1.59	23.34	2.98
2023-03-31	2,190,400	1,923,426	1,286,286	5.13	75.31	2.74
2023-06-30	2,236,233	1,928,813	1,302,722	2.89	41.65	2.62
2023-09-30	2,310,780	2,001,168	1,349,266	2.08	30.58	2.54
2023-12-31	2,345,377	2,016,055	1,401,726	1.66	24.10	2.49
2024-03-31	2,308,252	1,986,391	1,416,262	0.33	4.66	2.24
2024-06-30	2,319,006	1,975,537	1,462,442	0.38	5.27	2.27
2024-09-30	2,341,540	1,960,761	1,508,487	0.40	5.41	2.31
2024-12-31	2,367,921	2,129,528	1,496,630	0.48	6.55	2.40
2025-03-31	2,357,640	2,113,973	1,514,030	0.71	9.31	2.69
2025-06-30	2,382,606	2,143,871	1,552,071	0.81	10.61	2.80
2025-09-30	2,391,060	2,130,421	1,578,445	0.80	10.22	2.88
2025-12-31	2,461,947	2,198,382	1,595,263	0.80	10.04	2.96
2026-03-31	2,408,557	2,142,558	1,620,119	1.14	13.32	3.27
2026-06-30	2,440,347	2,141,027	1,658,465	1.18	13.66	3.40

Structure and branch footprint

19 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.

Date	Code	Predecessor RSSD	Successor RSSD
2000-10-01	1	2392857	786210
1988-03-01	1	660815	786210

Reviewed intelligence

No reviewed or published intelligence is linked to this institution.

Scope and limitations

Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.