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Regulatory profile
Mount Sterling, KY · FDIC certificate #2711 · RSSD 786210
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $2.4B | $2.1B | $1.7B | 1.18% | 13.66% | 3.40% |
| 2026-03-31 | $2.4B | $2.1B | $1.6B | 1.14% | 13.32% | 3.27% |
| 2025-12-31 | $2.5B | $2.2B | $1.6B | 0.80% | 10.04% | 2.96% |
| 2025-09-30 | $2.4B | $2.1B | $1.6B | 0.80% | 10.22% | 2.88% |
| 2025-06-30 | $2.4B | $2.1B | $1.6B | 0.81% | 10.61% | 2.80% |
| 2025-03-31 | $2.4B | $2.1B | $1.5B | 0.71% | 9.31% | 2.69% |
| 2024-12-31 | $2.4B | $2.1B | $1.5B | 0.48% | 6.55% | 2.40% |
| 2024-09-30 | $2.3B | $2.0B | $1.5B | 0.40% | 5.41% | 2.31% |
| 2024-06-30 | $2.3B | $2.0B | $1.5B | 0.38% | 5.27% | 2.27% |
| 2024-03-31 | $2.3B | $2.0B | $1.4B | 0.33% | 4.66% | 2.24% |
| 2023-12-31 | $2.3B | $2.0B | $1.4B | 1.66% | 24.10% | 2.49% |
| 2023-09-30 | $2.3B | $2.0B | $1.3B | 2.08% | 30.58% | 2.54% |
| 2023-06-30 | $2.2B | $1.9B | $1.3B | 2.89% | 41.65% | 2.62% |
| 2023-03-31 | $2.2B | $1.9B | $1.3B | 5.13% | 75.31% | 2.74% |
| 2022-12-31 | $2.1B | $1.9B | $1.3B | 1.59% | 23.34% | 2.98% |
| 2022-09-30 | $2.2B | $2.0B | $1.2B | 1.61% | 23.02% | 2.97% |
| 2022-06-30 | $2.2B | $2.0B | $1.2B | 1.59% | 21.17% | 2.86% |
| 2022-03-31 | $2.3B | $2.0B | $1.1B | 1.56% | 18.73% | 2.78% |
| 2021-12-31 | $2.3B | $2.0B | $1.1B | 1.79% | 19.23% | 3.02% |
| 2021-09-30 | $2.2B | $1.9B | $1.1B | 1.88% | 20.17% | 3.12% |
| 2021-06-30 | $2.2B | $1.9B | $1.2B | 1.94% | 20.79% | 3.17% |
| 2021-03-31 | $2.1B | $1.8B | $1.3B | 2.22% | 24.07% | 3.43% |
| 2020-12-31 | $2.1B | $1.8B | $1.3B | 1.58% | 16.17% | 3.19% |
| 2020-09-30 | $2.0B | $1.7B | $1.3B | 1.62% | 16.35% | 3.27% |
| 2020-06-30 | $1.9B | $1.6B | $1.3B | 1.60% | 15.97% | 3.21% |
| 2020-03-31 | $1.7B | $1.4B | $1.2B | 1.61% | 15.83% | 3.28% |
| 2019-12-31 | $1.7B | $1.4B | $1.2B | 1.55% | 15.11% | 3.30% |
| 2019-09-30 | $1.6B | $1.4B | $1.1B | 1.46% | 14.25% | 3.30% |
| 2019-06-30 | $1.5B | $1.3B | $1.1B | 1.46% | 14.34% | 3.30% |
| 2019-03-31 | $1.6B | $1.3B | $1.1B | 1.43% | 14.35% | 3.24% |
| 2018-12-31 | $1.5B | $1.3B | $1.1B | 1.63% | 16.59% | 3.37% |
| 2018-09-30 | $1.5B | $1.3B | $1.0B | 1.64% | 16.66% | 3.39% |
| 2018-06-30 | $1.4B | $1.2B | $1.0B | 1.63% | 16.44% | 3.40% |
| 2018-03-31 | $1.5B | $1.2B | $1.0B | 1.61% | 16.17% | 3.36% |
| 2017-12-31 | $1.4B | $1.2B | $1.0B | 1.73% | 17.23% | 3.44% |
| 2017-09-30 | $1.5B | $1.2B | $1.0B | 1.70% | 16.99% | 3.43% |
| 2017-06-30 | $1.4B | $1.1B | $1.0B | 1.71% | 17.01% | 3.44% |
| 2017-03-31 | $1.4B | $1.2B | $0.9B | 1.62% | 16.48% | 3.38% |
| 2016-12-31 | $1.4B | $1.1B | $0.9B | 1.87% | 17.76% | 3.58% |
| 2016-09-30 | $1.3B | $1.1B | $0.9B | 1.91% | 17.80% | 3.61% |
| 2016-06-30 | $1.3B | $1.1B | $0.9B | 1.92% | 17.93% | 3.63% |
| 2016-03-31 | $1.3B | $1.0B | $0.9B | 1.95% | 18.32% | 3.61% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 1070420 · 1977-02-22 to current
2000-10-01RSSD 2392857 → 786210 · code 1
1988-03-01RSSD 660815 → 786210 · code 1
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.