Regulatory profile
Brown City, MI · FDIC certificate #977
TRI-COUNTY BANK is an FDIC-insured institution based in Brown City, MI (FDIC certificate #977). In its Q3 2026 Call Report it reported total assets of $642M, total deposits of $556M and net loans of $525M. Its primary federal regulator is FED.
Plain-language readout
TRI-COUNTY BANK has 3 quarters of reported history on file, from Q1 2026 to Q3 2026.
Total assets peaked at $642M in Q3 2026 and were lowest at $639M in Q2 2026.
Total deposits were highest at $556M in Q3 2026 and lowest at $546M in Q2 2026.
Over the whole period total assets rose 0.5%.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $642M | $556M | $525M | 2.36% | 19.51% | 5.15% |
| Q2 2026 | $639M | $546M | $509M | 2.31% | 18.34% | 5.08% |
| Q1 2026 | $639M | $549M | $490M | 2.27% | 18.18% | 5.07% |
Recent activity
No reviewed changes are available for this institution in the tracked window. This does not establish that no event occurred.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-09-30 | $642M | $556M | $525M | 2.36% | 19.51% | 5.15% |
| 2026-06-30 | $639M | $546M | $509M | 2.31% | 18.34% | 5.08% |
| 2026-03-31 | $639M | $549M | $490M | 2.27% | 18.18% | 5.07% |
Branch detail unavailable. Locations are not inferred from headquarters.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| MI | $513.3M | 0.17% | 40 | Continuing · +0.01 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.
No matched ownership, transformations, or reviewed revisions are available. Absence of a match is not proof that no change occurred.