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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Brown City, MI · FDIC certificate #977
TRI-COUNTY BANK is an FDIC-insured institution based in Brown City, MI (FDIC certificate #977). In its Q3 2026 Call Report it reported total assets of $642M, total deposits of $556M and net loans of $525M. Its primary federal regulator is FED.
Reported facts
Deterministic ratios for TRI-COUNTY BANK from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $556M |
|---|---|
| Net loans and leases | $525M |
Plain-language readout
TRI-COUNTY BANK in Brown City, MI funds its loans with $556M of deposits and holds $525M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for TRI-COUNTY BANK in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 94.33% in Q3 2026, against 89.36% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $525M | $556M | 94.33% |
| Q2 2026 | $509M | $546M | 93.32% |
| Q1 2026 | $490M | $549M | 89.36% |