Regulatory profile
Garrison, ND · FDIC certificate #15306
TRUCOMMUNITY BANK is an FDIC-insured institution based in Garrison, ND (FDIC certificate #15306). In its Q3 2026 Call Report it reported total assets of $333M, total deposits of $273M and net loans of $219M. Its primary federal regulator is FDIC.
Reported facts
TRUCOMMUNITY BANK (FDIC certificate #15306) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $333M |
|---|---|
| Total deposits | $273M |
| Net loans and leases | $219M |
| Return on assets | 1.39% |
| Return on equity | 14.59% |
| Net interest margin | 4.34% |
| Quarterly asset change | -1.55% |
| Quarterly deposit change | -3.42% |
Plain-language readout
TRUCOMMUNITY BANK in Garrison, ND reported total assets of $333M, total deposits of $273M and net loans of $219M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 1.39%, a return on equity of 14.59%, a net interest margin of 4.34%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $333M | $273M | $219M | 1.39% | 14.59% | 4.34% |
| Q2 2026 | $338M | $282M | $219M | 1.41% | 14.40% | 4.36% |
| Q1 2026 | $321M | $288M | $202M | 1.29% | 13.11% | 4.34% |
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