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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 4,766,611 | 4,142,501 | 3,257,005 | 0.89 | 10.47 | 3.14 |
| 2016-06-30 | 4,831,199 | 4,180,640 | 3,299,129 | 0.90 | 10.49 | 3.13 |
| 2016-09-30 | 4,811,565 | 4,168,252 | 3,343,682 | 0.91 | 10.49 | 3.13 |
| 2016-12-31 | 4,865,840 | 4,196,176 | 3,386,698 | 0.91 | 10.54 | 3.14 |
| 2017-03-31 | 4,884,135 | 4,198,482 | 3,404,888 | 0.91 | 10.53 | 3.16 |
| 2017-06-30 | 4,921,637 | 4,208,429 | 3,463,310 | 0.97 | 11.14 | 3.20 |
| 2017-09-30 | 4,870,545 | 4,165,374 | 3,534,198 | 1.01 | 11.44 | 3.24 |
| 2017-12-31 | 4,907,575 | 4,173,337 | 3,592,234 | 0.91 | 10.31 | 3.25 |
| 2018-03-31 | 4,929,181 | 4,235,089 | 3,622,594 | 1.23 | 13.61 | 3.29 |
| 2018-06-30 | 4,940,432 | 4,255,284 | 3,696,654 | 1.27 | 13.89 | 3.32 |
| 2018-09-30 | 4,884,620 | 4,199,938 | 3,781,180 | 1.28 | 13.87 | 3.35 |
| 2018-12-31 | 4,959,305 | 4,274,260 | 3,829,330 | 1.28 | 13.81 | 3.36 |
| 2019-03-31 | 5,153,819 | 4,413,081 | 3,816,482 | 1.18 | 12.43 | 3.25 |
| 2019-06-30 | 5,226,475 | 4,462,280 | 3,862,045 | 1.19 | 12.44 | 3.20 |
| 2019-09-30 | 5,222,139 | 4,461,180 | 3,940,991 | 1.18 | 12.35 | 3.16 |
| 2019-12-31 | 5,220,288 | 4,450,030 | 4,017,880 | 1.17 | 12.11 | 3.13 |
| 2020-03-31 | 5,259,943 | 4,481,841 | 4,053,238 | 1.01 | 10.04 | 3.06 |
| 2020-06-30 | 5,676,909 | 4,865,321 | 4,129,417 | 0.94 | 9.54 | 2.94 |
| 2020-09-30 | 5,735,478 | 4,899,064 | 4,165,432 | 0.96 | 9.86 | 2.89 |
| 2020-12-31 | 5,901,372 | 5,037,207 | 4,194,876 | 0.97 | 10.05 | 2.86 |
| 2021-03-31 | 6,047,014 | 5,172,937 | 4,219,180 | 1.00 | 10.84 | 2.77 |
| 2021-06-30 | 6,121,829 | 5,230,533 | 4,299,211 | 1.01 | 10.91 | 2.75 |
| 2021-09-30 | 6,134,106 | 5,241,031 | 4,349,378 | 1.05 | 11.34 | 2.73 |
| 2021-12-31 | 6,196,275 | 5,268,143 | 4,394,512 | 1.06 | 11.47 | 2.72 |
| 2022-03-31 | 6,281,043 | 5,350,029 | 4,418,176 | 1.11 | 11.94 | 2.66 |
| 2022-06-30 | 6,226,092 | 5,396,854 | 4,495,273 | 1.14 | 12.32 | 2.76 |
| 2022-09-30 | 6,078,748 | 5,281,868 | 4,583,973 | 1.19 | 12.83 | 2.92 |
| 2022-12-31 | 5,999,551 | 5,192,823 | 4,687,169 | 1.25 | 13.30 | 3.03 |
| 2023-03-31 | 6,045,052 | 5,212,471 | 4,753,643 | 1.21 | 12.36 | 3.23 |
| 2023-06-30 | 6,074,830 | 5,258,461 | 4,840,688 | 1.16 | 11.77 | 3.12 |
| 2023-09-30 | 6,053,596 | 5,234,380 | 4,916,336 | 1.10 | 11.17 | 3.05 |
| 2023-12-31 | 6,167,505 | 5,350,791 | 4,955,118 | 0.99 | 10.01 | 2.94 |
| 2024-03-31 | 6,178,646 | 5,355,182 | 4,957,408 | 0.80 | 7.88 | 2.46 |
| 2024-06-30 | 6,106,289 | 5,276,981 | 4,989,221 | 0.82 | 8.02 | 2.51 |
| 2024-09-30 | 6,108,806 | 5,264,205 | 5,021,600 | 0.83 | 8.07 | 2.54 |
| 2024-12-31 | 6,239,398 | 5,390,997 | 5,048,504 | 0.81 | 7.82 | 2.56 |
| 2025-03-31 | 6,337,626 | 5,496,683 | 5,065,536 | 0.92 | 8.82 | 2.66 |
| 2025-06-30 | 6,347,651 | 5,490,327 | 5,105,436 | 0.94 | 9.03 | 2.70 |
| 2025-09-30 | 6,348,244 | 5,481,287 | 5,139,880 | 0.97 | 9.28 | 2.74 |
| 2025-12-31 | 6,440,470 | 5,557,429 | 5,200,255 | 0.97 | 9.73 | 2.76 |
| 2026-03-31 | 6,507,414 | 5,652,366 | 5,237,183 | 1.02 | 12.39 | 2.85 |
| 2026-06-30 | 6,523,938 | 5,681,578 | 5,323,153 | 1.04 | 12.45 | 2.87 |
134 current branch locations across 5 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2002-11-16 | 1 | 620211 | 677176 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.