Regulatory profile
Glenville, NY · FDIC certificate #31945 · RSSD 677176
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $6.5B | $5.7B | $5.3B | 1.04% | 12.45% | 2.87% |
| 2026-03-31 | $6.5B | $5.7B | $5.2B | 1.02% | 12.39% | 2.85% |
| 2025-12-31 | $6.4B | $5.6B | $5.2B | 0.97% | 9.73% | 2.76% |
| 2025-09-30 | $6.3B | $5.5B | $5.1B | 0.97% | 9.28% | 2.74% |
| 2025-06-30 | $6.3B | $5.5B | $5.1B | 0.94% | 9.03% | 2.70% |
| 2025-03-31 | $6.3B | $5.5B | $5.1B | 0.92% | 8.82% | 2.66% |
| 2024-12-31 | $6.2B | $5.4B | $5.0B | 0.81% | 7.82% | 2.56% |
| 2024-09-30 | $6.1B | $5.3B | $5.0B | 0.83% | 8.07% | 2.54% |
| 2024-06-30 | $6.1B | $5.3B | $5.0B | 0.82% | 8.02% | 2.51% |
| 2024-03-31 | $6.2B | $5.4B | $5.0B | 0.80% | 7.88% | 2.46% |
| 2023-12-31 | $6.2B | $5.4B | $5.0B | 0.99% | 10.01% | 2.94% |
| 2023-09-30 | $6.1B | $5.2B | $4.9B | 1.10% | 11.17% | 3.05% |
| 2023-06-30 | $6.1B | $5.3B | $4.8B | 1.16% | 11.77% | 3.12% |
| 2023-03-31 | $6.0B | $5.2B | $4.8B | 1.21% | 12.36% | 3.23% |
| 2022-12-31 | $6.0B | $5.2B | $4.7B | 1.25% | 13.30% | 3.03% |
| 2022-09-30 | $6.1B | $5.3B | $4.6B | 1.19% | 12.83% | 2.92% |
| 2022-06-30 | $6.2B | $5.4B | $4.5B | 1.14% | 12.32% | 2.76% |
| 2022-03-31 | $6.3B | $5.4B | $4.4B | 1.11% | 11.94% | 2.66% |
| 2021-12-31 | $6.2B | $5.3B | $4.4B | 1.06% | 11.47% | 2.72% |
| 2021-09-30 | $6.1B | $5.2B | $4.3B | 1.05% | 11.34% | 2.73% |
| 2021-06-30 | $6.1B | $5.2B | $4.3B | 1.01% | 10.91% | 2.75% |
| 2021-03-31 | $6.0B | $5.2B | $4.2B | 1.00% | 10.84% | 2.77% |
| 2020-12-31 | $5.9B | $5.0B | $4.2B | 0.97% | 10.05% | 2.86% |
| 2020-09-30 | $5.7B | $4.9B | $4.2B | 0.96% | 9.86% | 2.89% |
| 2020-06-30 | $5.7B | $4.9B | $4.1B | 0.94% | 9.54% | 2.94% |
| 2020-03-31 | $5.3B | $4.5B | $4.1B | 1.01% | 10.04% | 3.06% |
| 2019-12-31 | $5.2B | $4.5B | $4.0B | 1.17% | 12.11% | 3.13% |
| 2019-09-30 | $5.2B | $4.5B | $3.9B | 1.18% | 12.35% | 3.16% |
| 2019-06-30 | $5.2B | $4.5B | $3.9B | 1.19% | 12.44% | 3.20% |
| 2019-03-31 | $5.2B | $4.4B | $3.8B | 1.18% | 12.43% | 3.25% |
| 2018-12-31 | $5.0B | $4.3B | $3.8B | 1.28% | 13.81% | 3.36% |
| 2018-09-30 | $4.9B | $4.2B | $3.8B | 1.28% | 13.87% | 3.35% |
| 2018-06-30 | $4.9B | $4.3B | $3.7B | 1.27% | 13.89% | 3.32% |
| 2018-03-31 | $4.9B | $4.2B | $3.6B | 1.23% | 13.61% | 3.29% |
| 2017-12-31 | $4.9B | $4.2B | $3.6B | 0.91% | 10.31% | 3.25% |
| 2017-09-30 | $4.9B | $4.2B | $3.5B | 1.01% | 11.44% | 3.24% |
| 2017-06-30 | $4.9B | $4.2B | $3.5B | 0.97% | 11.14% | 3.20% |
| 2017-03-31 | $4.9B | $4.2B | $3.4B | 0.91% | 10.53% | 3.16% |
| 2016-12-31 | $4.9B | $4.2B | $3.4B | 0.91% | 10.54% | 3.14% |
| 2016-09-30 | $4.8B | $4.2B | $3.3B | 0.91% | 10.49% | 3.13% |
| 2016-06-30 | $4.8B | $4.2B | $3.3B | 0.90% | 10.49% | 3.13% |
| 2016-03-31 | $4.8B | $4.1B | $3.3B | 0.89% | 10.47% | 3.14% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 1048513 · 2012-12-31 to current
Unmatched RSSD entityRSSD 1048513 · 2011-07-21 to 2012-12-30
Unmatched RSSD entityRSSD 1048513 · 2000-07-28 to 2011-07-20
Unmatched RSSD entityRSSD 2932664 · 2000-07-28 to 2002-11-15
Unmatched RSSD entityRSSD 2932664 · 1997-11-26 to 2000-07-27
2002-11-16RSSD 620211 → 677176 · code 1
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.