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Regulatory profile
Kingston, NY · FDIC certificate #15970 · RSSD 301800
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $1.4B | $1.2B | $1.0B | 0.55% | 6.24% | 3.26% |
| 2026-03-31 | $1.4B | $1.2B | $1.0B | 0.59% | 6.71% | 3.25% |
| 2025-12-31 | $1.4B | $1.2B | $1.0B | 0.44% | 5.19% | 3.03% |
| 2025-09-30 | $1.4B | $1.2B | $1.0B | 0.39% | 4.74% | 2.97% |
| 2025-06-30 | $1.4B | $1.2B | $1.0B | 0.34% | 4.16% | 2.91% |
| 2025-03-31 | $1.4B | $1.2B | $1.0B | 0.29% | 3.53% | 2.84% |
| 2024-12-31 | $1.3B | $1.2B | $1.0B | 0.23% | 2.91% | 2.75% |
| 2024-09-30 | $1.3B | $1.2B | $1.0B | 0.21% | 2.57% | 2.75% |
| 2024-06-30 | $1.3B | $1.1B | $1.0B | 0.18% | 2.31% | 2.76% |
| 2024-03-31 | $1.3B | $1.1B | $1.0B | 0.18% | 2.19% | 2.79% |
| 2023-12-31 | $1.3B | $1.1B | $1.0B | 0.40% | 5.01% | 2.99% |
| 2023-09-30 | $1.3B | $1.1B | $1.0B | 0.42% | 5.40% | 3.05% |
| 2023-06-30 | $1.3B | $1.1B | $1.0B | 0.50% | 6.22% | 3.12% |
| 2023-03-31 | $1.3B | $1.1B | $0.9B | 0.63% | 7.86% | 3.18% |
| 2022-12-31 | $1.2B | $1.1B | $0.9B | 0.48% | 5.78% | 3.02% |
| 2022-09-30 | $1.2B | $1.1B | $0.9B | 0.43% | 5.05% | 2.92% |
| 2022-06-30 | $1.3B | $1.2B | $0.8B | 0.32% | 3.76% | 2.67% |
| 2022-03-31 | $1.3B | $1.2B | $0.8B | 0.27% | 3.06% | 2.59% |
| 2021-12-31 | $1.3B | $1.1B | $0.8B | 0.49% | 5.31% | 2.45% |
| 2021-09-30 | $1.3B | $1.2B | $0.8B | 0.45% | 4.89% | 2.41% |
| 2021-06-30 | $1.3B | $1.2B | $0.8B | 0.49% | 5.27% | 2.38% |
| 2021-03-31 | $1.2B | $1.1B | $0.8B | 0.70% | 7.35% | 2.39% |
| 2020-12-31 | $1.2B | $1.1B | $0.8B | 0.69% | 6.68% | 2.88% |
| 2020-09-30 | $1.1B | $1.0B | $0.8B | 0.65% | 6.22% | 2.98% |
| 2020-06-30 | $1.1B | $1.0B | $0.8B | 0.55% | 5.10% | 3.09% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
None matched.
None matched.
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.