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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2020-09-30 | 1,008,334 | 912,691 | 790,626 | 1.35 | 16.68 | 3.68 |
| 2020-12-31 | 1,092,721 | 997,467 | 794,940 | 1.39 | 17.46 | 3.57 |
| 2021-03-31 | 1,103,391 | 1,011,268 | 833,272 | 1.09 | 15.00 | 3.26 |
| 2021-06-30 | 1,065,262 | 970,797 | 774,540 | 1.12 | 15.20 | 3.40 |
| 2021-09-30 | 1,157,385 | 1,044,785 | 781,482 | 1.23 | 16.01 | 3.41 |
| 2021-12-31 | 1,204,547 | 1,097,761 | 793,247 | 1.23 | 15.69 | 3.40 |
| 2022-03-31 | 1,232,701 | 1,137,254 | 822,627 | 0.88 | 11.64 | 3.19 |
| 2022-06-30 | 1,191,062 | 1,105,727 | 814,626 | 0.97 | 13.45 | 3.35 |
| 2022-09-30 | 1,299,582 | 1,199,225 | 934,155 | 1.06 | 16.08 | 3.43 |
| 2022-12-31 | 1,335,789 | 1,204,403 | 952,332 | 1.08 | 16.97 | 3.42 |
| 2023-03-31 | 1,361,586 | 1,229,192 | 969,682 | 0.95 | 17.35 | 3.21 |
| 2023-06-30 | 1,334,466 | 1,127,096 | 933,457 | 0.91 | 16.54 | 3.17 |
| 2023-09-30 | 1,395,141 | 1,225,741 | 1,022,840 | 0.87 | 16.43 | 3.08 |
| 2023-12-31 | 1,468,468 | 1,308,218 | 1,026,526 | 0.88 | 16.38 | 2.99 |
| 2024-03-31 | 1,416,981 | 1,175,239 | 1,032,746 | 0.73 | 13.08 | 2.72 |
| 2024-06-30 | 1,397,831 | 1,057,053 | 1,007,251 | 0.69 | 12.18 | 2.84 |
| 2024-09-30 | 1,518,788 | 1,176,600 | 1,120,563 | 0.59 | 10.41 | 2.81 |
| 2024-12-31 | 1,527,590 | 1,171,399 | 1,155,422 | 0.66 | 11.71 | 2.86 |
| 2025-03-31 | 1,524,011 | 1,185,295 | 1,159,266 | 0.71 | 12.92 | 2.93 |
| 2025-06-30 | 1,479,452 | 1,107,517 | 1,105,607 | 0.70 | 12.54 | 3.00 |
| 2025-09-30 | 1,573,005 | 1,193,523 | 1,172,512 | 0.78 | 13.76 | 3.04 |
| 2025-12-31 | 1,616,622 | 1,217,797 | 1,172,565 | 0.77 | 13.42 | 3.04 |
| 2026-03-31 | 1,624,523 | 1,204,427 | 1,175,091 | 0.80 | 13.40 | 3.02 |
| 2026-06-30 | 1,558,133 | 1,100,008 | 1,115,645 | 0.80 | 12.83 | 3.12 |
21 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2003-05-17 | 1 | 296102 | 333203 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.