Regulatory profile
Morrisville, VT · FDIC certificate #14158 · RSSD 333203
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $1.6B | $1.1B | $1.1B | 0.80% | 12.83% | 3.12% |
| 2026-03-31 | $1.6B | $1.2B | $1.2B | 0.80% | 13.40% | 3.02% |
| 2025-12-31 | $1.6B | $1.2B | $1.2B | 0.77% | 13.42% | 3.04% |
| 2025-09-30 | $1.6B | $1.2B | $1.2B | 0.78% | 13.76% | 3.04% |
| 2025-06-30 | $1.5B | $1.1B | $1.1B | 0.70% | 12.54% | 3.00% |
| 2025-03-31 | $1.5B | $1.2B | $1.2B | 0.71% | 12.92% | 2.93% |
| 2024-12-31 | $1.5B | $1.2B | $1.2B | 0.66% | 11.71% | 2.86% |
| 2024-09-30 | $1.5B | $1.2B | $1.1B | 0.59% | 10.41% | 2.81% |
| 2024-06-30 | $1.4B | $1.1B | $1.0B | 0.69% | 12.18% | 2.84% |
| 2024-03-31 | $1.4B | $1.2B | $1.0B | 0.73% | 13.08% | 2.72% |
| 2023-12-31 | $1.5B | $1.3B | $1.0B | 0.88% | 16.38% | 2.99% |
| 2023-09-30 | $1.4B | $1.2B | $1.0B | 0.87% | 16.43% | 3.08% |
| 2023-06-30 | $1.3B | $1.1B | $0.9B | 0.91% | 16.54% | 3.17% |
| 2023-03-31 | $1.4B | $1.2B | $1.0B | 0.95% | 17.35% | 3.21% |
| 2022-12-31 | $1.3B | $1.2B | $1.0B | 1.08% | 16.97% | 3.42% |
| 2022-09-30 | $1.3B | $1.2B | $0.9B | 1.06% | 16.08% | 3.43% |
| 2022-06-30 | $1.2B | $1.1B | $0.8B | 0.97% | 13.45% | 3.35% |
| 2022-03-31 | $1.2B | $1.1B | $0.8B | 0.88% | 11.64% | 3.19% |
| 2021-12-31 | $1.2B | $1.1B | $0.8B | 1.23% | 15.69% | 3.40% |
| 2021-09-30 | $1.2B | $1.0B | $0.8B | 1.23% | 16.01% | 3.41% |
| 2021-06-30 | $1.1B | $1.0B | $0.8B | 1.12% | 15.20% | 3.40% |
| 2021-03-31 | $1.1B | $1.0B | $0.8B | 1.09% | 15.00% | 3.26% |
| 2020-12-31 | $1.1B | $1.0B | $0.8B | 1.39% | 17.46% | 3.57% |
| 2020-09-30 | $1.0B | $0.9B | $0.8B | 1.35% | 16.68% | 3.68% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 1114940 · 1983-01-05 to current
2003-05-17RSSD 296102 → 333203 · code 1
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.