Regulatory profile
Mena, AR · FDIC certificate #14597
UNION BANK is an FDIC-insured institution based in Mena, AR (FDIC certificate #14597). In its Q3 2026 Call Report it reported total assets of $729M, total deposits of $646M and net loans of $490M. Its primary federal regulator is FED.
Reported facts
Deterministic ratios for UNION BANK from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $646M |
|---|---|
| Net loans and leases | $490M |
Plain-language readout
UNION BANK in Mena, AR funds its loans with $646M of deposits and holds $490M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for UNION BANK in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 75.76% in Q3 2026, against 74.47% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $490M | $646M | 75.76% |
| Q2 2026 | $479M | $626M | 76.56% |
| Q1 2026 | $468M | $629M | 74.47% |