Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch

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Q2 2026 · 4,313 institutions · refreshed 8/27/2026

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OptimaYield board tearsheet · reported facts

UNION SAVINGS BANK

FDIC #18190 · CT · period 20260630

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Total assets2,197,984+0.22% YoY

Total deposits1,653,419+0.19% YoY

Net loans and leases1,658,731-0.85% YoY

Return on assets0.58%+5.18% YoY

Return on equity5.79%+9.87% YoY

Net interest margin3.29%-3.70% YoY

Peer position

Return on assets20thopportunity · n=902

Return on equity22ndopportunity · n=894

Net interest margin19thopportunity · n=902

Equity to assets40thin line · n=894

Noncurrent loans69thin line · n=887

Liquid assets52ndin line · n=895

Brokered deposits43rdin line · n=890

Loans to deposits34thin line · n=890

Ten-year reported history

Period	Assets	Deposits	Loans	ROA	ROE	NIM
2016-03-31	2,197,984	1,653,419	1,658,731	0.58	5.79	3.29
2016-06-30	2,187,385	1,684,816	1,654,293	0.58	5.79	3.30
2016-09-30	2,248,407	1,635,876	1,647,245	0.57	5.66	3.24
2016-12-31	2,205,675	1,665,666	1,670,735	0.56	5.50	3.27
2017-03-31	2,193,255	1,650,286	1,672,915	0.55	5.27	3.42
2017-06-30	2,196,289	1,680,640	1,678,713	1.05	9.90	3.39
2017-09-30	2,202,070	1,664,034	1,677,057	0.89	8.28	3.43
2017-12-31	2,181,709	1,682,234	1,673,432	0.52	4.85	3.44
2018-03-31	2,181,524	1,647,027	1,704,379	0.91	8.34	3.53
2018-06-30	2,179,479	1,664,282	1,712,218	1.00	9.01	3.62
2018-09-30	2,151,866	1,626,805	1,686,873	1.02	9.06	3.66
2018-12-31	2,159,424	1,632,289	1,700,024	1.00	8.84	3.69
2019-03-31	2,151,621	1,617,363	1,699,960	1.09	8.99	3.76
2019-06-30	2,147,434	1,642,869	1,679,838	1.10	8.93	3.81
2019-09-30	2,194,820	1,656,234	1,667,046	1.09	8.79	3.75
2019-12-31	2,276,560	1,727,759	1,666,619	1.02	8.21	3.65
2020-03-31	2,390,933	1,801,086	1,683,439	0.84	6.81	3.23
2020-06-30	2,595,909	2,036,574	1,833,654	0.81	6.73	3.09
2020-09-30	2,735,104	2,102,271	1,843,231	0.75	6.37	3.00
2020-12-31	2,735,497	2,157,322	1,828,522	0.70	6.02	2.93
2021-03-31	2,879,554	2,317,095	1,828,726	0.66	6.05	2.58
2021-06-30	2,962,906	2,444,600	1,777,503	0.61	5.73	2.51
2021-09-30	3,079,352	2,495,249	1,709,489	0.64	6.05	2.50
2021-12-31	3,088,187	2,532,275	1,709,967	0.63	5.99	2.48
2022-03-31	3,123,000	2,547,545	1,713,512	0.60	6.36	2.42
2022-06-30	3,060,587	2,506,313	1,743,559	0.68	7.57	2.58
2022-09-30	3,100,588	2,458,767	1,768,401	0.69	8.13	2.66
2022-12-31	2,985,601	2,322,003	1,752,107	0.67	8.04	2.73
2023-03-31	3,024,815	2,280,200	1,802,162	0.66	8.60	2.86
2023-06-30	3,021,272	2,191,366	1,800,243	0.60	7.83	2.81
2023-09-30	3,073,098	2,159,662	1,859,667	0.56	7.40	2.75
2023-12-31	3,011,634	2,192,855	1,913,715	0.38	4.93	2.69
2024-03-31	3,015,763	2,224,536	1,932,640	0.40	4.78	2.54
2024-06-30	3,046,115	2,266,509	1,972,150	0.41	4.87	2.57
2024-09-30	3,066,239	2,254,393	2,016,829	0.39	4.53	2.56
2024-12-31	3,086,225	2,330,181	2,109,010	0.23	2.72	2.58
2025-03-31	3,119,177	2,357,161	2,134,618	0.67	7.51	2.86
2025-06-30	3,157,659	2,395,241	2,194,649	0.67	7.44	2.91
2025-09-30	3,238,056	2,354,945	2,259,824	0.68	7.42	2.94
2025-12-31	3,296,954	2,482,236	2,294,996	0.61	6.68	2.95
2026-03-31	3,302,130	2,521,091	2,298,276	0.77	8.09	3.03
2026-06-30	3,303,137	2,549,911	2,361,812	0.81	8.38	3.10

Structure and branch footprint

26 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.

Date	Code	Predecessor RSSD	Successor RSSD
2010-04-08	1	695705	443205
1992-11-07	50	1365229	443205

Reviewed intelligence

No reviewed or published intelligence is linked to this institution.

Scope and limitations

Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.