Loading bank profile
Regulatory profile
Zebulon, GA · FDIC certificate #172 · RSSD 37435
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $2.2B | $1.9B | $0.9B | 2.50% | 22.42% | 4.95% |
| 2026-03-31 | $2.2B | $1.9B | $0.9B | 2.59% | 24.20% | 4.85% |
| 2025-12-31 | $2.3B | $2.1B | $0.9B | 2.66% | 23.00% | 5.18% |
| 2025-09-30 | $2.2B | $1.9B | $0.9B | 2.69% | 22.58% | 5.25% |
| 2025-06-30 | $2.2B | $1.9B | $0.9B | 2.72% | 23.21% | 5.25% |
| 2025-03-31 | $2.2B | $1.9B | $0.9B | 2.83% | 24.21% | 5.11% |
| 2024-12-31 | $2.2B | $2.0B | $0.9B | 2.73% | 25.32% | 5.33% |
| 2024-09-30 | $2.1B | $1.8B | $0.9B | 2.72% | 25.36% | 5.38% |
| 2024-06-30 | $2.1B | $1.9B | $0.9B | 2.85% | 27.56% | 5.32% |
| 2024-03-31 | $2.1B | $1.9B | $0.8B | 2.88% | 28.30% | 5.25% |
| 2023-12-31 | $2.2B | $2.0B | $0.9B | 2.79% | 32.56% | 5.05% |
| 2023-09-30 | $2.2B | $2.0B | $0.8B | 2.87% | 34.67% | 4.99% |
| 2023-06-30 | $2.2B | $2.0B | $0.8B | 2.78% | 34.16% | 4.84% |
| 2023-03-31 | $2.3B | $2.1B | $0.8B | 2.81% | 36.27% | 4.72% |
| 2022-12-31 | $2.4B | $2.2B | $0.8B | 1.79% | 24.87% | 3.14% |
| 2022-09-30 | $2.4B | $2.2B | $0.7B | 1.57% | 21.75% | 2.76% |
| 2022-06-30 | $2.4B | $2.2B | $0.7B | 1.36% | 18.73% | 2.37% |
| 2022-03-31 | $2.4B | $2.2B | $0.7B | 1.48% | 19.82% | 2.14% |
| 2021-12-31 | $2.3B | $2.1B | $0.7B | 1.64% | 19.02% | 2.41% |
| 2021-09-30 | $2.2B | $2.0B | $0.7B | 1.65% | 18.71% | 2.46% |
| 2021-06-30 | $2.1B | $1.9B | $0.7B | 1.66% | 18.84% | 2.45% |
| 2021-03-31 | $2.0B | $1.9B | $0.7B | 1.71% | 19.48% | 2.43% |
| 2020-12-31 | $1.9B | $1.8B | $0.8B | 2.09% | 20.94% | 3.27% |
| 2020-09-30 | $1.8B | $1.6B | $0.8B | 2.22% | 21.58% | 3.47% |
| 2020-06-30 | $1.8B | $1.6B | $0.8B | 2.28% | 22.32% | 3.73% |
| 2020-03-31 | $1.5B | $1.3B | $0.7B | 2.36% | 22.88% | 3.62% |
| 2019-12-31 | $1.5B | $1.4B | $0.7B | 2.39% | 23.25% | 3.89% |
| 2019-09-30 | $1.5B | $1.3B | $0.7B | 2.50% | 24.17% | 3.95% |
| 2019-06-30 | $1.4B | $1.3B | $0.7B | 2.45% | 24.04% | 3.97% |
| 2019-03-31 | $1.4B | $1.3B | $0.6B | 2.41% | 24.73% | 3.91% |
| 2018-12-31 | $1.4B | $1.3B | $0.6B | 2.18% | 23.35% | 3.81% |
| 2018-09-30 | $1.4B | $1.2B | $0.6B | 2.18% | 23.31% | 3.78% |
| 2018-06-30 | $1.3B | $1.2B | $0.6B | 2.10% | 22.83% | 3.74% |
| 2018-03-31 | $1.3B | $1.2B | $0.6B | 2.03% | 22.45% | 3.69% |
| 2017-12-31 | $1.3B | $1.2B | $0.6B | 1.96% | 19.90% | 3.66% |
| 2017-09-30 | $1.3B | $1.2B | $0.6B | 1.93% | 19.18% | 3.64% |
| 2017-06-30 | $1.3B | $1.2B | $0.6B | 1.87% | 18.75% | 3.62% |
| 2017-03-31 | $1.3B | $1.2B | $0.6B | 1.80% | 18.12% | 3.61% |
| 2016-12-31 | $1.2B | $1.1B | $0.6B | 1.83% | 17.59% | 3.72% |
| 2016-09-30 | $1.2B | $1.1B | $0.6B | 1.89% | 17.91% | 3.69% |
| 2016-06-30 | $1.2B | $1.1B | $0.6B | 1.78% | 16.92% | 3.68% |
| 2016-03-31 | $1.2B | $1.1B | $0.6B | 1.68% | 16.00% | 3.63% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 1082777 · 1981-12-28 to current
2016-08-20RSSD 34836 → 37435 · code 50
2014-08-01RSSD 78036 → 37435 · code 1
2010-10-23RSSD 1009831 → 37435 · code 50
2009-08-22RSSD 3279450 → 37435 · code 50
2008-12-06RSSD 2508126 → 37435 · code 50
1997-01-01RSSD 815370 → 37435 · code 1
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.