Regulatory profile
Raceland, LA · FDIC certificate #19143
UNITED COMMUNITY BANK is an FDIC-insured institution based in Raceland, LA (FDIC certificate #19143). In its Q3 2026 Call Report it reported total assets of $666M, total deposits of $559M and net loans of $533M. Its primary federal regulator is FDIC.
Reported facts
UNITED COMMUNITY BANK (FDIC certificate #19143) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $666M |
|---|---|
| Total deposits | $559M |
| Net loans and leases | $533M |
| Return on assets | 1.78% |
| Return on equity | 12.48% |
| Net interest margin | 5.41% |
| Quarterly asset change | 0.03% |
| Quarterly deposit change | -0.10% |
Plain-language readout
UNITED COMMUNITY BANK in Raceland, LA reported total assets of $666M, total deposits of $559M and net loans of $533M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 1.78%, a return on equity of 12.48%, a net interest margin of 5.41%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $666M | $559M | $533M | 1.78% | 12.48% | 5.41% |
| Q2 2026 | $666M | $560M | $500M | 1.70% | 12.03% | 5.25% |
| Q1 2026 | $681M | $578M | $495M | 1.63% | 11.57% | 5.06% |
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